09 Sep 2024
Partnership is in the eye of the beholder
Richard Yetsenga |
Australia’s economic prosperity is inextricably linked to Asia. Some deftness, sensitivity and patience should be used in managing those relationships.
Bluenotes
05 Sep 2024
Getting the basics right
Vinit Jha | Centre of Excellence Lead for Business Services, ANZ
Companies seeking to make the most of existing resources can lean on business services teams to develop products which can help teams across the organisation.
03 Sep 2024
Food waste: the green monster at the bottom of your fridge
Gerius Karam | Head of Food, Beverage & Agribusiness, ANZ Institutional
Australians waste enough bananas to stretch about 1,000 kilometres, or roughly from Sydney to Melbourne. How can we do better?
02 Sep 2024
House prices heading in opposite directions
Madeline Dunk | Economist, ANZ Institutional
Supply and demand dynamics are causing divergence in housing prices in Australia’s capital city markets.
30 Aug 2024
Digging deep for Dad
Yiken Yang | Deposits and Payments Lead, ANZ
Australians spend almost a billion dollars over the Father’s Day period – where does the money go?
27 Aug 2024
Be aware to scams at every turn
Amanda Schultz | Media & Public Relations Manager, ANZ
During Scams Awareness Week, what should customers be looking out for and how can they better protect themselves and their data?
26 Aug 2024
The opportunity of Papua New Guinea
Shayne Elliott | Chief Executive Officer, ANZ
ANZ has had a presence in Papua New Guinea for more than 100 years – and our nearest neighbour continues to hold so much promise.
22 Aug 2024
A line of defence against scams
Kath Bray | Managing Director Customer Engagement, Australia Retail, ANZ
Companies are using new technology and improved education to prevent customers losing money to scammers. There is another crucial line of defence.
21 Aug 2024
Assessing geopolitical risks – and opportunities
Thomas Warren | bluenotes contributor
From the boardroom to the crisis centre, companies are seeking to understand and proactively manage the impact of geopolitical developments - and the implications for their business.
20 Aug 2024
Living the Kiribati values
Ravendran Achari | Chief Financial Officer and Head of Strategy, ANZ Pacific
The leadership shown by ANZ’s Kiribati staff during a period of adversity impressed ANZ Pacific chief financial officer Ravendran Achari on a recent visit to the island nation.
19 Aug 2024
How trust and resilience will shape AI
Dr Maria Milosavljevic | Chief Information Security Officer, ANZ
With the increase of cyber-attacks on private data and the rise of artificial intelligence, everybody must play a role in building trust and resilience.
15 Aug 2024
Managing a climate at risk
Kevin Corbally | Chief Risk Officer, ANZ
Last year ANZ elevated climate risk to a material risk to the bank. But what does that mean in practice and how should financial institutions manage these risks?
14 Aug 2024
How will you champion the customer?
Maile Carnegie | Group Executive - Australia Retail, ANZ
How can we understand product management in a fast-moving digital age? We need to cast our minds back to the 1930s to understand how.
13 Aug 2024
Artificial intelligence: integrating and setting standards
Gerard Florian | Group Executive Technology, ANZ
ANZ is embracing artificial intelligence across many different business areas – with a focus on security and accessibility alongside the innovation and technological advancement.
12 Aug 2024
Watching out for new scams
Ruth Talalla | Scams Portfolio Lead, ANZ
Scammers are sophisticated criminals who psychologically manipulate people. There is a scam out there for everyone – including you.
07 Aug 2024
To your health! The growth in zero-alcohol beverages
Sara McCluskey | Head of Diversified Industries, ANZ Institutional
Something is brewing in the beverage industry – and it hasn’t got alcohol in it.
06 Aug 2024
What Trump 2.0 would mean for Asia
Krystal Tan, Raymond Yeung & Sanjay Mathur | Economist, Chief Economist, Greater China & Chief Economist, South East Asia & India, ANZ
Donald Trump’s pledge to wage another trade war if he wins the US election in November could have serious consequences for the Asian region.
01 Aug 2024
A rich banking history
Bruce Rush | Chief Executive Officer, Suncorp Bank
From its early roots in regional Queensland more than 100 years ago, Suncorp Bank is about to undergo its next evolution.
01 Aug 2024
State of growth
Shayne Elliott | Chief Executive Officer, ANZ
Queenslanders are looking at opportunities to build a better future – with ANZ acquiring Suncorp Bank it is helping grasp that potential.
29 Jul 2024
Stopping online financial abuse
Catherine Fitzpatrick | Founder and Director, Flequity Ventures
Financial abuse can be considered the “hidden epidemic” of our time. Moves to stop the tide of abuse are gaining momentum – but more help is needed.
24 Jul 2024
Assembling a housing solution
Jeff Whalley | Senior Journalist, ANZ
Assemble has in recent years been a great example of how the private sector can solve housing shortages. Their model just got stronger.
24 Jul 2024
Living the Olympic dream
Jeff Whalley | Senior Journalist, ANZ
Selin Kuralay played 28 times for the Matildas, but wearing the green and gold at the Olympics was something different. Kuralay explains how to apply the lessons of being an Olympian to your life.
11 Jul 2024
Celebrating First Nations Strength
bluenotes contributors |
Showcasing our First Nations stories
10 Jul 2024
Embracing volatility
Lakshman Anantakrishnan | Chief Investment Officer, ANZ Private
Some traditional drivers of asset prices are being overwhelmed by alternative policy measures and structural change including disruptive tech and the green transition. This presents opportunity.
08 Jul 2024
Hot spotting
Daniel Hynes & Soni Kumari | Senior Commodity Strategist & CAIA Commodity Strategist, ANZ
From Thailand to the Philippines, Southeast Asia’s heatwave is pushing power demand to new highs – but why are copper and aluminium the key to keeping cool?
04 Jul 2024
Enhancing customer protection and support
Evelyn Halls OAM | Customer Fairness Advisor, ANZ
ANZ Customer Fairness Advisor Evelyn Halls shares the progress being made in two key areas for ANZ and our customers: scams and hardship.
27 Jun 2024
Unlocking the economic strength of First Nations
Shelley Cable | Head of First Nations Strategy, Australia
A first of its kind in corporate Australia, Shelley Cable’s role as Head of First Nations Strategy for Australia will focus on establishing a First Nations Strategy that finds the common ground and win-win opportunities for ANZ and First Nations together.
27 Jun 2024
2024: Pride
Alexandra Galea | Editorial Producer, ANZ
Celebrating Pride is more than an annual commitment. This selection of stories celebrates the efforts for and by ally’s and members of the LGBTQI+ community.
26 Jun 2024
Leadership lessons from an accidental banker
Farhan Faruqui | CFO, ANZ
ANZ CFO Farhan Faruqui shares his thoughts on authentic leadership, the importance of creating safety among teams and how his father helped shaped the leader he is today.
19 Jun 2024
Weather: against the grain?
Michael Whitehead | Executive Director for Agribusiness Industry Insights, ANZ
Farmers in the grain belt are waiting for the rains to come, the exact time they arrive can impact everything – including the cost of your bread.
18 Jun 2024
The one-hundred-day sprint
Daniel King | Managing Director Suncorp Integration, ANZ
The first 100 days of any transition is crucial. These are the steps ANZ is prioritising as it prepares for a potential large-scale integration of Suncorp Bank.
17 Jun 2024
Australian housing: signs of slowdown
Blair Chapman | Senior Economist, ANZ
Growth in Australia’s largest housing markets is showing signs of slowdown as population growth slows alongside an increase in available housing.
13 Jun 2024
Businesses must account for EOFY scams
Cosi De Angelis | Head of Transaction Banking, ANZ
As Australian businesses gear up for another demanding end of financial year period, so too do cyber criminals.
12 Jun 2024
Euro summer nights beckon
Yiken Yang | Deposits and Payments Lead, ANZ
Fancy a restaurant on Paris’ Left Bank? Sunning yourself on the Amalfi Coast? Australians love escaping the cold and heading to Europe in rising numbers. Here is how they plan to spend their cash.
06 Jun 2024
Betting the (fish) farm in the far north
Shayne Elliott | Chief Executive Officer, ANZ
Dan and Tarun Richards have survived challenges, including the elements, to create Humpty Doo Barramundi in the Northern Territory – the largest Australian-owned sustainable fish farming operation.
05 Jun 2024
Walking the India-Taiwan economic corridor
Rufus Pinto & David Leong | Country Head India & CEO Taiwan, ANZ
While it might seem an unlikely partnership, the India-Taiwan economic corridor is strong and has several drivers which could boost its significance for both countries.
29 May 2024
Where to from here on reconciliation?
Ian Hamm | Chair and Board Member, First Nations Foundation
For Yorta Yorta man Ian Hamm, the failure of last year’s Voice referendum means this year’s Reconciliation Week is different. Now is the time to embrace economic empowerment.
28 May 2024
Singapore and the opportunity
Shayne Elliott | Chief Executive Officer, ANZ
Singapore’s geography has made it a trading hub – but it holds more potential for Australia and the region.
27 May 2024
The double-edged sword in the fight against domestic violence
Catherine Lockstone | Capability Area Lead – Quality Engineering at ANZ
A mobile phone can be both a lifeline and a way for abusers to track and harass victims. Technology can play a complex role in domestic violence.
22 May 2024
Crafting a practical career path
Kevin Corbally | Chief Risk Officer, ANZ
From chartered accountant to Chief Risk Officer, Kevin Corbally shares his practical approaches to carving out his career path.
21 May 2024
If it sounds too good to be true, it probably is
Gabe Steele | General Manager, Customer and Identity Services, ANZ
Investment scams account for more than half of all scam losses in Australia. Customer education and new technologies are key to better protecting customers and their money.
20 May 2024
Leading the charge for gender diversity in Samoa
Sucharu Tandon | Country Head, ANZ Samoa
More women are entering the workforce in Samoa, reshaping the economic landscape and challenging traditional gender roles.
16 May 2024
Meaning business on energy efficiency
Clare Morgan & Luke Menzel | Group Executive, Australia Commercial, ANZ and Chief Executive Officer, Energy Efficiency Council
How does a business navigate increasing energy costs, mounting regulations and environmental concerns? The answers are very efficient.
15 May 2024
BUDGET 24-25: the key points
Adam Boyton | Head of Australian Economics, ANZ
ANZ’s Head of Australian Economics Adam Boyton brings you the key measures from the Federal Budget.
15 May 2024
BUDGET 24-25: a contested environment
Richard Yetsenga | Chief Economist, ANZ
How will consumer confidence respond to the Australian Federal Budget? Richard Yetsenga shares his thoughts.
13 May 2024
Bigger slice of the steak pie
Madeleine Swan | Director of FBA Insights, ANZ
Australia’s beef industry has embraced new technology and export markets – but it’s also taken a smarter approach to the supply chain.
09 May 2024
Mum’s the word on Mother’s Day spending
Yiken Yang | Deposits and Payments Lead, ANZ
Australians love their Mums, but how does that impact their wallets? ANZ data reveals some interesting insights.
08 May 2024
Risk and reward on the road to Bengaluru
Jeff Whalley | Senior Journalist, ANZ
The fascinating career of ANZ Group Capability Centre Bengaluru Managing Director, Venkataraman SV, reflects the vibrancy and growth of India’s financial services.
07 May 2024
FULL COVERAGE: ANZ’s half year 2024 result
bluenotes contributors |
Everything you need to know about ANZ’s 2024 half year result in one place.
07 May 2024
BEHIND THE NUMBERS: Focused on balanced growth
Clare Morgan | Group Executive, Australia Commercial, ANZ
After two years of existing as a standalone division, ANZ Commercial is delivering growth on both sides of the balance sheet and making life easier for businesses.
07 May 2024
BEHIND THE NUMBERS: Innovating at pace
Maile Carnegie | Group Executive - Australia Retail, ANZ
As the ANZ Plus platform continues to evolve, the benefits are being felt by customers and shareholders. Much more is still to come.
07 May 2024
BEHIND THE NUMBERS: An international advantage
Simon Ireland | Managing Director, ANZ International
From a risky, lower-return business, ANZ’s International business has been transformed – and provided the bank with a crucial point of difference in the process.
07 May 2024
Faruqui: focused on shareholder returns
Brett Foley | Managing Editor, bluenotes
ANZ CFO Farhan Faruqui outlines the financials for the first half and explains what productivity and transformation means for shareholder returns.
07 May 2024
Elliott: boosting investment for growth
Brett Foley | Managing Editor, bluenotes
ANZ CEO Shayne Elliott says despite inflation’s impact across the economy, the bank’s transformation and diversification saw it deliver a strong first half result.
07 May 2024
INFOGRAPHIC: ANZ’s 2024 half year result
Cameron Davis & Camila Salazar | Executive Manager, Investor Relations & Content Producer, ANZ
All the details of ANZ’s 2024 half year result in one easy-to-read infographic.
02 May 2024
In Charts: Inflation drivers for 2024
Catherine Birch | Senior Economist, ANZ
Rate cuts later this year are possible but dependant on the easing of domestic price pressures
01 May 2024
Searching for the good oil
Michael Whitehead | Executive Director for Agribusiness Industry Insights, ANZ
Australians love olive oil, but prices are skyrocketing. How will this impact the nation’s dinner tables?
29 Apr 2024
Silver mining playbook
Daniel Hynes & Soni Kumari | Senior Commodity Strategist & CAIA Commodity Strategist, ANZ
The silver market is structurally undersupplied and industrial demand is up. Will silver finally outpace gold this year?
24 Apr 2024
Tackling the rental crisis
Jeff Whalley | Senior Journalist, ANZ
How does Australia unravel the rental crisis? ANZ’s expert panel examined factors – such as supply, alleviating skills shortages and productivity – that could bring change.
23 Apr 2024
Planning for the next generation
James Dunlop | General Manager Private Banking & Advice
Australia is facing an unprecedented transfer of wealth as baby boomers retire. It also presents policy and planning challenges.
22 Apr 2024
Searching for the right housing formula
Richard Yetsenga | Chief Economist, ANZ
Most focus falls on supply issues in the housing affordability debate – but a broader view on the use of existing stock has the potential to be more effective.
17 Apr 2024
Waxing lyrical
Jeff Whalley | Senior Journalist, ANZ
Why is the humble vinyl record experiencing a billion-dollar global resurgence? It’s about music lovers building likeminded communities, including at ANZ.
16 Apr 2024
Inflation heading for a soft landing
Richard Yetsenga | Chief Economist, ANZ
To avoid recessions, economists want global inflation to slow at a conservative pace. But atypical economic movements leaves the outlook uncertain.
15 Apr 2024
Stemming the tide on shipping emissions
Kris Fumberger | Manager ESG Advisory, ANZ
Reducing carbon emissions from the shipping industry remains a challenge. New technology and finding efficiencies will be key.
11 Apr 2024
Aussie beef: A steer in the right direction
Jeff Whalley | Senior Journalist, ANZ
From US hamburgers to global fine dining, Australian beef is everywhere. But what next for this critical commodity?
10 Apr 2024
Election season in Asia
Bansi Madhavani | Senior Economist, ANZ
Powerhouse economies India and South Korea face elections. What does this mean for their economic growth and for the region?
09 Apr 2024
The evolution of the workplace – and workforce
Elisa Clements | Group Executive, Talent and Culture, ANZ
The workplace has arguably undergone more change in the last decade than ever before. What’s in store for the coming 12 months, and beyond?
08 Apr 2024
Build relationships, add value and reach out
Farhan Faruqui | CFO, ANZ
The ‘bamboo ceiling’ contributes to limiting diversity in organisations. But diversity is where businesses flourish.
03 Apr 2024
Retaining the lessons of the Royal Commission
Stephen Ries | General Manager ESG and Stakeholder Engagement, Communications & Public Affairs, ANZ
It is half a decade since the hard truths of the banking royal commission were delivered. How do we make sure those lessons stay fresh in our minds?
27 Mar 2024
Eggonomics: the hidden cost of Easter
Michael Whitehead | Executive Director for Agribusiness Industry Insights, ANZ
How will the astronomical price of cocoa – the main ingredient in chocolate – impact your sweet tooth this Easter?
26 Mar 2024
Why Australians love pre-loved property
Shannon McMahon | Managing Director, Home Loans, ANZ
With sales of existing homes dominating Australian housing transactions, the decisions made by existing owners - upgrading, renovating or staying put – can have a huge impact on the market.
25 Mar 2024
Playing the long game in Asia
Shayne Elliott | Chief Executive Officer, ANZ
With a long history in Asia, ANZ continues to grow its presence in the region – especially in mainland China.
19 Mar 2024
The language barrier to financial wellbeing
Janet Liu | Head of Social Impact and Community Partnerships, ANZ
Linguistically diverse adults over 50 are disproportionately struggling financially. How can we alleviate this challenge?
18 Mar 2024
Breaking down barriers
Clare Morgan | Group Executive, Australia Commercial, ANZ
Three generations of women from one family are helping drive gender parity in the construction sector.
14 Mar 2024
Steaks are high
Michael Whitehead | Executive Director for Agribusiness Industry Insights, ANZ
We obsess over the price of red meat, but what factors impact the relationship between cattle prices and what we pay at the butcher?
13 Mar 2024
Q&A: different paths, shared experience
Maile Carnegie | Group Executive - Australia Retail, ANZ
Maile Carnegie and Antonia Watson followed different paths into senior leadership roles. But much is common about their experience as women.
12 Mar 2024
Helping reduce emissions from auto manufacturing
Kris Fumberger | Manager ESG Advisory, ANZ
In this series, we take a deeper look at each of ANZ’s sectoral decarbonisation pathways to understand the role we play in supporting the transition to net zero.
07 Mar 2024
Gender equality starts at home
Elisa Clements | Group Executive, Talent and Culture, ANZ
Nearly a third of Australian men believe gender inequality doesn’t really exist. Research shows gender stereotypes at home can influence children’s development.
06 Mar 2024
Realising the promise of gender diversity
Carina Parisella | Innovation & Technology Editor, bluenotes
Hiring a balanced and gender-diverse team may seem hard, but it doesn’t need to be.
05 Mar 2024
IWD 2024: A retrospective list
Tenielle Rolfe | Inclusion Program Manager, ANZ
Fostering diversity is more than an annual commitment. This selection of stories celebrates the efforts for and by women from all walks of life from within and outside ANZ.
04 Mar 2024
Fostering female leaders
Shannon McMahon | Managing Director, Home Loans, ANZ
Protecting the pipeline of future female leaders is critical. But how do we preserve this talent pool and help them take their next step on their leadership journey?
04 Mar 2024
Fostering female leaders
Shannon McMahon | Managing Director, Home Loans, ANZ
Protecting the pipeline of future female leaders is critical. But how do we preserve this talent pool and help them take their next step on their leadership journey?
28 Feb 2024
Committing to intersectional inclusion
Tenielle Rolfe | Inclusion Program Manager, ANZ
Understanding the concept of intersectionality and how it impacts employees who belong to multiple underrepresented groups is crucial to inclusion.
27 Feb 2024
Sisters sowing success in agribusiness
Stephen Radeski | State Agribusiness Manager, ANZ
The passion and innovation of young people will be critical to the evolution and growth of the agriculture industry in Australia.
26 Feb 2024
Machine Learning vs Generative AI: what’s the difference?
Madhujith Venkatakrishna | Associate Director, Innovation, ANZ Institutional
AI was big, but Generative AI is changing the world. What’s so special about the ‘gen’ part?
22 Feb 2024
India defying expectations
Richard Yetsenga | Chief Economist, ANZ
India has made remarkable economic progress. But now it is in search of sustaining growth.
21 Feb 2024
Taking a responsible approach to investing
Helen Skinner | Head of Responsible Investment, ANZ New Zealand Investments Limited
Getting responsible investing right is often a dialogue. This is how to get the conversation started.
19 Feb 2024
The euro has weathered the economic storm
Brian Martin | Senior International Economist, ANZ
This year marks the 25th year of the European Union’s currency. Has it aged like a fine French wine? Or is it hitting a quarter-life crisis?
15 Feb 2024
Solid foundation for financial wellbeing
Jeff Whalley | Senior Journalist, ANZ
Financial health is a lot like physical health. We don’t think about it until things go wrong. But discoveries by behavioural scientists are changing the approach to helping customers.
13 Feb 2024
Tightening the belt on fashion
Adelaide Timbrell & Madeline Dunk | Senior Economist & Economist, ANZ
The normal post-holidays spending lull is back, but ANZ data also shows weaker spending on non-food retail such as electronics and fashion.
12 Feb 2024
What’s love got to do with it?
Sweta Mehra | Managing Director, Everyday Banking, ANZ
How have we changed our Valentines spending habits since Covid lockdowns? New ANZ data reveals how some of us celebrate romance.
08 Feb 2024
India: Embracing potential
Dhiraj Nim & Sanjay Mathur | Foreign Exchange Strategist & Chief Economist Southeast Asia + India, ANZ
India’s budget chose prudence over populism, embracing the nation’s newfound economic potential. Here are the top five takeaways.
06 Feb 2024
AI Revolution: A Year of Transformative Impact and the Road Ahead
Tim Hogarth | Chief Technology Officer, ANZ
In just a year Generative AI has started to profoundly reshape our world. However, this transformation has only just begun. What are the next steps in the journey?
01 Feb 2024
The cut and thrust of fairness in banking
Jeff Whalley | Senior Journalist, ANZ
ANZ Customer Fairness Advisor Evelyn Halls has received the Medal of the Order of Australia in the General Division.
31 Jan 2024
Coining a new phase: how digital assets will change us
Cindy He | Manager, Industry & Innovation, ANZ Institutional
The changes taking place with digital assets could be as pivotal to the global economy as the invention of coinage in 630 BCE. But how will it impact you?
29 Jan 2024
Taking the next step on the property ladder
Shannon McMahon | Managing Director, Home Loans, ANZ
To renovate, or to sell, that is the question for millions of so-called “changeover buyers” across Australia.
25 Jan 2024
China’s road to EV dominance
Daniel Hynes | Senior Commodity Strategist, ANZ
Little known a decade ago, China-based BYD recently overtook Tesla as the world’s biggest electric vehicle maker. What is happening in the world of EVs?
24 Jan 2024
From volatility comes market opportunity
Lakshman Anantakrishnan | Chief Investment Officer, ANZ Private
With no shortage of potentially volatile events, 2024 could also provide no shortage of opportunities.
23 Jan 2024
The science of saving success
Mohamed Khalil | Head of Financial Wellbeing, Research and Design, ANZ
It’s easy to envisage our New Year’s saving plans coming off without a hitch. But as cost-of-living increases bite, understanding our own psychology can help achieve savings success.
22 Jan 2024
The artificial intelligence opportunity
Dr Maria Milosavljevic | Chief Information Security Officer, ANZ
Artificial Intelligence is not new, but its applications are exploding. Collaboration is required for it to reach its full potential in a safe manner.
19 Jan 2024
Understanding the financial wellbeing of autistic adults
Dr Ru Ying Cai, Gabrielle Hall & Professor Elizabeth Pellicano | Postdoctoral Researcher, La Trobe University, Academic, UTS & Professor, University College London
A ground-breaking new study is exploring the financial wellbeing of autistic adults in Australia. And the results show there is much work to do.
18 Jan 2024
2023: The Year in Highlights
Brett Foley | Managing Editor, bluenotes
These are the articles that most engaged you in 2023 on bluenotes and ANZ News.
21 Dec 2023
Elliott: consistent strategy leads to record result
Shayne Elliott | Chief Executive Officer, ANZ
Despite global and domestic headwinds, ANZ delivered its highest ever revenue and cash profit in the 2023 financial year – driven by all four divisions.
21 Dec 2023
O’Sullivan: a simplified bank well positioned for growth
Paul O'Sullivan | Chairman, ANZ
ANZ’s Chairman reviews the 2023 year and outlines the bank's growth opportunities for 2024, and its progress on climate initiatives and supporting environmental sustainability.
21 Dec 2023
FULL COVERAGE: ANZ's 2023 AGM
Jill Campbell | Head of Investor Relations, ANZ
ANZ’s 2023 annual meeting was held in Brisbane. The chairman and CEO outlined the highlights and the opportunities and challenges for the year ahead.
11 Dec 2023
In Charts: Australia’s Black Friday spending splash
Adelaide Timbrell & Madeline Dunk | Senior Economist & Economist, ANZ
Australians upped their Black Friday spending – but what did they splash out on? And what was the popular category they spent less on this year?
08 Dec 2023
AI and the erosion of customer trust
Michelle Pinheiro | Chief Risk Officer, Data & Technology, ANZ
Artificial intelligence and its applications have boomed. But what are the implications of its interactions with customers and do we still prefer the human touch?
07 Dec 2023
UPDATED read, watch, listen: bluenotes’ 2023 content stocking
Shayne Elliott, Maile Carnegie, Kevin Corbally, Antonia Watson and more! |
As the year draws to a close and the festive season beckons, we've reached out to senior executives across Australia and New Zealand to uncover what narratives have left a lasting impact on them this year—or those they're eager to delve into during the upcoming holiday break.
06 Dec 2023
Bengaluru: India's talent magnet
Brett Foley | Managing Editor, bluenotes
ANZ Chief Financial Officer Farhan Faruqui thinks something unique is happening as Bengaluru grows, and he thinks the bank will be an important part of that journey.
05 Dec 2023
A strong legacy and bright future in Vietnam
Shayne Elliott | Chief Executive Officer, ANZ
Vietnam is on the precipice of its global economic moment. For 30 years ANZ has backed this growth and the relationship is set to strengthen.
04 Dec 2023
Bringing scale and strength to the Pacific
Sarah Stubbings | ANZ Regional Executive, Pacific
By simplifying and standardising, ANZ will continue to help local communities thrive in the Blue Pacific.
01 Dec 2023
Global lesson in technology and regulation
Jo Hayes | Divisional CIO Group Services, Technology, ANZ
How do we prepare for what’s coming in terms of technology and regulation? Talking to overseas counterparts can help.
29 Nov 2023
Cracking the criminal networks
Marc Broome | Senior Manager, Complex Investigations with Customer Protection, ANZ
There are thousands of ATMs spread across Australia. Which one will criminals use for money laundering? Ask ANZ’s internal investigators.
28 Nov 2023
The housing hurdles
Adelaide Timbrell & Eliza Owen | Senior Economist, ANZ Institutional and Head of Australian Research, CoreLogic Australia
The great Australian housing dream has faced it’s fair share of challenges – but some interesting divergences are appearing in the market and what’s in store for 2024?
27 Nov 2023
Disability and employment: Everyone’s responsibility
Richard Yetsenga | Chief Economist, ANZ
A workforce is more inclusive if opportunities are extended to all – including the thousands of Australians with a disability seeking employment.
24 Nov 2023
Removing fragmentation risk from CBDCs
Suresh Rajalingam | Head of Oceania, Swift
The payments landscape is evolving rapidly – but could this disrupt the global economy if emerging digital currencies and traditional institutions find it difficult to co-exist?
23 Nov 2023
Fraud by any other name…
Cassandra Hewett & Kishanie Wijewickrama | Head of Financial Crime and Head of Group Integrity, ANZ
Fraud – a tale as old as time. While the motivations to defraud remain the same, the methods have become more sophisticated. But so have the ways to defend against it.
22 Nov 2023
BEHIND THE NUMBERS: Building a retail banking platform for tomorrow
Maile Carnegie | Group Executive - Australia Retail, ANZ
The ANZ Plus retail banking platform is rapidly adding new features and attracting new customers. And what we’ve seen so far it just the tip of the iceberg.
21 Nov 2023
Making single use plastic history
Christina Tonkin | Managing Director of Corporate Finance ANZ Institutional
This entrepreneur is changing the game in plastic production and manufacturing. Here is her story.
20 Nov 2023
Solutions for social and affordable housing
Kevin Corbally | Chief Risk Officer, ANZ
Australia needs to boost supply of housing for its most needy, ANZ is helping deliver some new and innovative solutions.
16 Nov 2023
Australian shoppers adapt to changing economic landscape
Sweta Mehra | Managing Director, Everyday Banking, ANZ
With inflation rising and Black Friday sales and Christmas approaching, saving money has become a priority for shoppers. In the digital era, savvy spenders are using tools to help them reach their budgeting goals.
13 Nov 2023
BEHIND THE NUMBERS: a platform for success
Lisa Vasic & Mark Whelan | MD Transaction Banking, Institutional & Group Executive Institutional, ANZ
ANZ Institutional is using digital platforms to offer banking services to large companies and financial institutions at a scale unimagined a decade ago. And it’s showing up in the bank’s full year result.
13 Nov 2023
CHAIRMAN’S MESSAGE: ANZ 2023 Annual Report
Paul O'Sullivan | Chairman, ANZ
Paul O’Sullivan
Chairman
ANZ produced a strong outcome for our shareholders in the 2023 financial year with all four core divisions performing well.
The Australia Retail division saw continued strong home loan growth above industry levels and the Australia Commercial business grew deposits and lending. Our de-risked Institutional business significantly increased its return on equity and the New Zealand division retained its number one market position.
The performance of all four divisions illustrates the value of our investment and diversification and reflects our consistent strategy.
13 Nov 2023
CEO’S MESSAGE: ANZ 2023 Annual Report
Shayne Elliott | Chief Executive Officer, ANZ
Paul O’Sullivan
Chairman
ANZ produced a strong outcome for our shareholders in the 2023 financial year with all four core divisions performing well.
The Australia Retail division saw continued strong home loan growth above industry levels and the Australia Commercial business grew deposits and lending. Our de-risked Institutional business significantly increased its return on equity and the New Zealand division retained its number one market position.
The performance of all four divisions illustrates the value of our investment and diversification and reflects our consistent strategy.
13 Nov 2023
BEHIND THE NUMBERS: ANZ's climate-related risks and opportunities
Jo Scotney | General Manager Property and Health Institutional, ANZ
Delve into the details of ANZ’s 2023 climate report with the bank’s Institutional and Risk experts to understand our performance for the year and what this means for our customers.
13 Nov 2023
Elliott: record result driven by all divisions
Brett Foley | Managing Editor, bluenotes
ANZ delivered its highest ever revenue and cash profit amid a record full year result for 2023, driven by consistent performances across all divisions.
13 Nov 2023
FULL COVERAGE: ANZ’s 2023 full year result
All the details of ANZ’s 2023 full year result and one easy-to-read infographic.
13 Nov 2023
Faruqui: diversified revenue delivers amid volatility
Brett Foley | Managing Editor, bluenotes
ANZ’s Chief Financial Officer says the bank’s investment in diversified income streams paid off in a year of global uncertainty and volatility.
02 Nov 2023
Why do Australians choose mortgage brokers?
Natalie Smith | General Manager, Retail Broker, ANZ
Australian home buyers love to do research and be well prepared, a broker is seen as an important part of that process.
01 Nov 2023
A scary surprise: the price of chocolate
Michael Whitehead | Executive Director for Agribusiness Industry Insights, ANZ
If you noticed the cost of your Halloween stockpile this week was up, you weren’t alone. And there’s a good reason why the neighbourhood kids may have got less confectionary in their basket than last year.
31 Oct 2023
Using artificial intelligence to fight fraud and scams
Sascha Thiel | Head of Business Platform Services, ANZ
There are new helpers in the battle against online scammers. AI, machine learning and data analytics are revolutionising our ability to protect ourselves.
30 Oct 2023
Fostering an inclusive culture
Brett Foley | Managing Editor, bluenotes
The rise of artificial intelligence and the impact of remote working are some of the issues landing on the desk of ANZ’s new Group Executive for Talent and Culture Elisa Clements. She says listening is the first step in her new role.
26 Oct 2023
We are in the fight against scammers together
Shayne Elliott | Chief Executive Officer, ANZ
Don’t be embarrassed if you are scammed online. Don’t feel alone either. Reach out. This fight requires a whole of community response.
25 Oct 2023
Taiwan’s net zero push
John Duthie & Chelsea Chu | Head of Taiwan Research and Analysis & Head of Corporate Coverage Taiwan, ANZ Institutional
It only took Taiwanese industry one generation to position itself as the most important semi-conductor manufacturer globally – now that sector is transforming to net zero. Australia and New Zealand can help.
24 Oct 2023
Grain of truth: the future of feeding the world
Sara McCluskey | Head of Diversified Industries, ANZ Institutional
From putting food on your plate to keeping planes in the skies, the grains and oilseeds sector is arguably the most important globally.
23 Oct 2023
From Australia to the world
Mark Whelan | Group Executive Institutional, ANZ
How can Australia reduce frictions in trade flows so the entire economy can benefit from a new era of trade?
20 Oct 2023
Asia’s next growth journey
Richard Yetsenga | Chief Economist, ANZ
China was once the only story in town, but growth in the nation of 1.4 billion people is slowing. For capital, the rest of Asia beckons.
19 Oct 2023
Savings for a roof over your head, and for rainy days to come
Maile Carnegie | Group Executive - Australia Retail, ANZ
The Saver Plus program has helped 53,000 people save more than $27 million. It’s also helped people like Danielle with her long-term saving goal of home ownership.
18 Oct 2023
Using design to combat economic abuse
Meg Dalling | Customer Advocate, ANZ
Research shows banks are often first to learn someone is in an abusive relationship. How should banks respond to help ensure the cycle of abuse is disrupted?
17 Oct 2023
Creating a sustainable fashion future
Nina Gbor | Founder of Eco Styles & Director of the Circular Economy & Waste Program, The Australia Institute
Governments, regulators and individuals need to rethink clothing habits to make a positive impact and ensure a sustainable fashion future.
16 Oct 2023
Delicate touchdown?
Adam Boyton | Head of Australian Economics, ANZ
The Australian economic runway seems prepared for a soft landing – what can go wrong from here?
13 Oct 2023
In Charts: consumer confidence lifts to seven-month high
Adelaide Timbrell & Arindam Chakraborty | Senior Economist, ANZ & Economist, ANZ Institutional
The ANZ-Roy Morgan Australian Consumer Confidence index is trending up. Consumer confidence rose 1.9 points last week amid continued reports of cost of living pressures.
12 Oct 2023
Indigenous Businesses: high growth, high impact
Robert Lichtendonk & Patrick Kelly | Senior Manager, ANZ & Head of Remote Customer Relationships, ANZ
October marks Indigenous Business month and the sector has grown exponentially in recent years. But how do they differ from non-Indigenous businesses and how can organisations like Kinaway help?
10 Oct 2023
Life changing shifts in representation
Sweta Mehra | Managing Director, Everyday Banking, ANZ
The chance to see versions of ourselves on screen is something many of us take for granted. The Shift 20 Initiative wants to expand that chance to the 20 per cent of Australians with a disability who are rarely seen on our screens.
09 Oct 2023
A most unusual year for investors
Lakshman Anantakrishnan | Chief Investment Officer, ANZ Private
Is this time different? Will rate hikes not quell investor appetites? Maybe, but things could also be playing out to a timeline investors aren’t used to.
05 Oct 2023
Riding the mobile wallet tourism wave
John Campbell | GM Transact & Save, Australia Commercial, ANZ
China has embraced digital wallets, is Australia equipped for the tourist spending spree?
03 Oct 2023
Queensland: plan for a net-zero world
Richard Yetsenga | Chief Economist, ANZ
Queensland is blessed. People want to live there, and nations want to buy its resources. But what comes next?
02 Oct 2023
Infrastructure key to unlocking the Blue Pacific
Sarah Stubbings | ANZ Regional Executive, Pacific
The Pacific has enormous optimism and opportunity. To ensure economic growth and better living standards, the region must address the infrastructure investment gap.
27 Sep 2023
Capturing the technological advantage
Cameron Mitchell | Head of Geopolitical Risk, ANZ
Geopolitics and technology are being impacted by a trend not traditionally associated with bureaucracy: innovation.
26 Sep 2023
The business of risk and worry
Kevin Corbally | Chief Risk Officer, ANZ
As ANZ’s Chief Risk Officer it is Kevin Corbally’s job to worry, but what he worries about might not be what you think.
21 Sep 2023
The price of progress
Richard Yetsenga | Chief Economist, ANZ
The deflation caused by the ever-popular semiconductor, used in everything from computers to smartphones, is running out of steam. Why is this happening and what does it mean for the economy?
20 Sep 2023
Model for change
Dylan Alcott | Athlete, Paralympian, Philanthropist & 2022 Australian Of The Year
Role models can change lives. A ground-breaking campaign by the Dylan Alcott Foundation aims to revolutionise disability representation in Australian advertising.
19 Sep 2023
Navigating the cloud atlas
Sally Lau | Cloud Capability Lead, Technology ANZ
Cloud. Data. Automation. Artificial intelligence. To understand the future, you need to know each part of the jigsaw. ANZ is using cutting-edge technology to create a full picture.
18 Sep 2023
AI to help make better banks
Leigh Mahoney | Head of Wholesale Digital, ANZ
Everyone has an eye on AI and how it will help clients. But it will also assist staff – and make for better banks overall.
14 Sep 2023
The next frontier for digital assets
Shane White | Content Manager, Institutional, ANZ
Central bank digital currencies will change the way banking works. And we’ve only just begun to understand their potential to transform payments.
13 Sep 2023
The future of security is layered
Gabe Steele | General Manager, Customer and Identity Services, ANZ
Is your personal information being stolen and misused? Do you even know? Better protection is here – and it comes in layers.
12 Sep 2023
Driving force in Australia’s cyber battlefield
Brett Foley | Managing Editor, bluenotes
Whether protecting trillions of dollars of customers’ money or guarding the nation from cyber-attack, Lynwen Connick has been at the cutting edge of digital change.
11 Sep 2023
A digital backbone for our global network
Mark Whelan | Group Executive Institutional, ANZ
A lot can change in seven years. Simplification, investing in technology, developing growth businesses and staying close to what customers need has helped ANZ’s Institutional business transform over that time.
07 Sep 2023
Partnering to foster innovation
Brett Foley | Managing Editor, bluenotes
How does a large financial institution act and think like a lean start-up? By working with innovation partner 1835i to identify new technologies to help navigate the fast-changing digital world.
06 Sep 2023
Central banks tangle with the digital currency conundrum
Brett Foley | Managing Editor, bluenotes
Opinion is divided on the future of central bank digital currencies. Australian regulators have been studying potential use cases, but will they kick the can down the road?
06 Sep 2023
Smart phones introduce smarter payment options
John Campbell | GM Transact & Save, Australia Commercial, ANZ
Payment technology we rely on today were once a far-fetched pipe dream. Worldline Tap on Mobile is another leap forward.
05 Sep 2023
Sustainable finance shifts from 'why?' to 'how?’
Katharine Tapley & Shayne Elliott | Head of Sustainable Finance, ANZ & Chief Executive Officer, ANZ
Businesses have a lot of questions about sustainable finance – and the nature of those questions is changing. Here’s why.
04 Sep 2023
Truth or dairy: are milk prices going up or down?
Michael Whitehead | Executive Director for Agribusiness Industry Insights, ANZ
Dairy products such as butter, cheese and yoghurt could get more expensive in coming months, but not for everyone.
31 Aug 2023
As the cost of living soars, every dollar counts
Brett Foley | Managing Editor, bluenotes
Households are looking for ways to save as bills rise. Cashrewards allows customers to cash back on their purchases.
30 Aug 2023
Get on board the India train
Richard Yetsenga | Chief Economist, ANZ
Its growth doesn’t fit any pattern seen before, but everyone wants to be a part of the India journey. First you need to understand the nuance of this country of 1.4 billion people.
29 Aug 2023
China’s mortgage risk
Raymond Yeung | Chief Economist Greater China, ANZ
If property values drop 30 per cent in China, 12 per cent of the country’s mortgage book will be in negative equity. If the price drops by half, that figure rises to 51 per cent.
28 Aug 2023
How to spot the signs of financial and mental stress
Irene Verins & Luke Martin | Wellness & Prevention Programs Lead and Wellness & Prevention Engagement Manager, Beyond Blue
Frontline bank staff often witness the first signs of customers experiencing financial or mental health problems. A new guide empowers those workers to engage compassionately.
23 Aug 2023
A clean energy partnership that breaks tradition
Rob Grant | General Manager and Head of Projects, Pollination
There is no credible path to net zero that does not run through land stewarded by Traditional Owners. One model in the Kimberley shows how respect can help build a better future.
23 Aug 2023
Australia’s green hydrogen opportunity
Aaron Ross & Nick Easingwood | Global Head of Project and Export Finance, ANZ & Head of New Energy, ANZ
The world is getting hotter but so is the demand for innovative energy industries like hydrogen. Australia needs to embrace the opportunity.
22 Aug 2023
Adapting the artificial intelligence model
Tim Hogarth | Chief Technology Officer, ANZ
When does AI move from sci-fi to helping you in your day job? It already is, with ANZ’s chatbot Z-GPT.
21 Aug 2023
A new view on the property market
Brett Foley | Managing Editor, bluenotes
Technology is disrupting every aspect of business, including the property market. View Media Group wants to harness that innovation to change the way consumers buy and sell property – and more.
18 Aug 2023
ESG the key to unlock value for small businesses
Mark Ellul & Simon Janes | Head Community Sustainability, ANZ & Portfolio, Data & Credit Appetite Lead, ANZ
The world and its consumers are seeking to find businesses with responsible practices. Small and medium sized business can play a big role, here are some of their stories.
17 Aug 2023
Funding a sustainable world
Shane White | Content Manager, Institutional, ANZ
Capital is a huge part of the journey to net zero emissions. But no one is expecting a smooth trip. This is how momentum will be maintained.
16 Aug 2023
El Niño: impacting the regional food bowl?
Krystal Tan | Asia Economist, ANZ
El Niño is underway, and while it impacts Southeast Asian and Indian agriculture it also turns up the heat on food imports and inflation. How do nations navigate this?
15 Aug 2023
New Zealand pushes through adversity
Brett Foley | Managing Editor, bluenotes
Inflation. Recession. Natural disasters. How can we deal effectively with emerging challenges? Look to New Zealand.
14 Aug 2023
Payments: the road ahead
Jackie Kallman | Head of Payments Industry & Engagement, ANZ
The merger of BPAY, eftpos and NPPA was designed to allow these platforms to tackle the rapid evolution of the payments ecosystem. This is what the future looks like.
11 Aug 2023
Investor confidence in Australian renewable energy assets strengthens
Andrea Frank & Simon Harvey | MinterEllison Partners
The hunt is on by international and domestic investors for prime Australian renewable energy assets. Which technologies will win the investment dollar?
10 Aug 2023
Shutting down the mule trade
Shaq Johnson | Head of Customer Protection, ANZ
Criminals can trap Australians into acting as “money mules” – helping to launder billions of dollars by transferring illegal funds between accounts. An ANZ pilot is disrupting the trade.
09 Aug 2023
The more things change, the more they stay the same
Brett Foley | Managing Editor, bluenotes
Covering the pace of technological change in financial services is mind blowing. And while the concepts are new, our goals haven’t changed much in a decade.
08 Aug 2023
The future of leadership is diverse
Yuri Mariano | Learning and Development Facilitator, ANZ
Embracing cultural diversity in leadership is not only the right thing to do. It’s essential for business growth.
07 Aug 2023
Save the planet… and cut your power bills
Tsen Wong | Head of Energy Transition, Resource Energy and Infrastructure, ANZ Institutional
Australia needs to hit net zero emission targets by 2050. The humble family home has a role to play – and it could help cut your power bills.
04 Aug 2023
China and India: switching lanes?
Daniel Hynes, Soni Kumari & Dhiraj Nim | Senior Commodities Analyst, Commodities Strategist & Economist/FX Strategist, ANZ
By 2030 India’s growth is expected to speed up, China’s is expected to slow – what does this mean for the materials used to build both nations’ futures?
03 Aug 2023
Stoking the engine room of the Australian economy
Brett Foley | Managing Editor, bluenotes
Australian businesses are crucial to the prosperity of the Australian economy. Enabling them to be more successful is the focus of ANZ’s new head of Australia Commercial, Clare Morgan.
02 Aug 2023
Barbenheimer: the movies and the RBA
Jeff Whalley | Senior Journalist, ANZ
Barbenheimer is making headlines, but so is the Reserve Bank's tightening. It creates an interesting picture of Australian spending.
01 Aug 2023
A recession by degrees
Richard Yetsenga | Chief Economist, ANZ
Not all recessions are equal. And Australia, with its increasingly cautious consumers and investors, is well positioned to weather any economic ructions.
31 Jul 2023
India’s push to become global growth engine
Sunjay Mathur, Dhiraj Nim & Arindam Chakraborty | Chief Economist, Southeast Asia/India, Economist/FX Strategist, Economist, ANZ
India’s economy is growing, but reform must continue. At stake is the prosperity of millions.
27 Jul 2023
Is card surcharging justified or does it encourage rorting?
Steve Worthington | Professor at Swinburne University
While it touches us daily, most people are unaware. Every merchant has their costs, including the costs of accepting payments. But is surcharging just a regulatory approved justification for an extra charge?
26 Jul 2023
Beware the promise of fantastic investment returns
Benjamin White | Senior Manager, Customer Protections Operations, ANZ
Investment scams are becoming increasingly prevalent and sophisticated. Businesses and customers must work together to help stem the flow of funds to fraudsters and scammers.
24 Jul 2023
Riding the once in a century wave
Lakshman Anantakrishnan | Chief Investment Officer, ANZ Private
A major crisis hits humanity every 80 to 100 years. We are now due. How should we invest for this?
20 Jul 2023
An energy efficient path to reducing emissions
Shane White | Content Manager, Institutional, ANZ
Meeting climate targets is about doing sensible, cost-effective things now - including updating the electricity network – to make energy use more efficient.
18 Jul 2023
Constantly building the bank of the future
Andrew Cornell | Past Managing Editor, bluenotes
How do you link a bank’s purpose, strategy and business model together when the landscape is changing so rapidly? Shayne Elliott and Antony Strong explain.
17 Jul 2023
Is the RBA done with interest hikes?
Adam Boyton | Head of Australian Economics, ANZ
There’s still a chance the Reserve Bank of Australia could lift interest rates in August. However the case for an extended pause on further increases is growing.
14 Jul 2023
Data key to mitigating financial crime compliance risk
Suresh Rajalingam | Head of Oceania, Swift
The pace of developments in global payments technology is accelerating and financial institutions must have systems in place to ensure compliance and fight financial crime.
13 Jul 2023
Farewell to the Editor
Andrew Cornell | Past Managing Editor, bluenotes
This is my final column as managing editor of bluenotes. It has been an enormously fascinating experience and bluenotes will remain a great success, produced by a wonderful team. So keep reading, keep subscribing and thanks.
12 Jul 2023
Coffee-nomics
Michael Whitehead | Executive Director for Agribusiness Industry Insights, ANZ
Is the cost-of-living crisis even whacking the cost of your morning coffee? From the global cost of coffee beans to paying rent in a groovy neighbourhood – the prices of what brings the Magic to your morning are volatile.
12 Jul 2023
An inspiring journey back to the workplace
Chandna Bhatnagar | Journey Expert Chapter Lead, ANZ Bengaluru
With a wealth of skills and experience, Bangalore-based Chandna Bhatnagar was shocked at the struggle to find a job after a career break. This is what she did.
10 Jul 2023
Don’t confuse late with not coming
Lakshman Anantakrishnan | Chief Investment Officer, ANZ Private
We’ve dodged a recession – so far. Things could get ugly if it does come knocking on the back of further interest rate hikes.
07 Jul 2023
Paper tiger, hidden dragon?
Raymond Yeung | Chief Economist Greater China, ANZ
Is China on the brink of a Japan style “lost decade”, or is the powerful engine just idling?
06 Jul 2023
Elevating the employee experience
Vinit Jha | Centre of Excellence Lead for Business Services, ANZ
The rise of hybrid working and artificial intelligence has forever changed how we work. In this new era, how can companies adopt new ways to measure, improve and innovate for their employees.
05 Jul 2023
Sponsoring talent places influential allies in your corner
Carina Parisella | Innovation & Technology Editor, bluenotes
When planning your career progression, don’t overlook sponsoring talent – it’s the crucial competitive advantage you need.
04 Jul 2023
Plenty of time to shine
Fiona Mackenzie | Managing Director, Funds Management, ANZ NZ
Gen Z have time on their side but recent market ructions mean many are experiencing financial losses for the first time – how they react is all important.
03 Jul 2023
Help is on the line
Jason Humphrey | Chief Risk Officer, Australia, ANZ
The planet has gone online but in a digital world ANZ is bringing back old school bank manager conversations – but 24-7.
30 Jun 2023
What is the majority?
Meg Dalling | Customer Advocate, ANZ
It’s good business to appeal to as many people as possible - so why do so many businesses automatically exclude people with accessibility needs?
29 Jun 2023
Rates down, profits down? Not as such. Rates up, profits up…?
Andrew Cornell | Past Managing Editor, bluenotes
Market wisdom has it banks profit when interest rates rise. Is there more to this story than simply margin inflation?
28 Jun 2023
Bringing First Nations expertise to the cyber security fight
Marny Foad | Group General Manager Procurement, ANZ
Australia needs more resources on the frontlines of cyber security. ANZ has a new First Nations partner – Baidam Solutions – focused on social outcomes as well as the business and technical expertise.
27 Jun 2023
Interest rates are still rising. So is inflation
Adelaide Timbrell | Senior Economist, ANZ
How is productivity impacting inflation and how far will the RBA have to hike?
23 Jun 2023
Maintaining digital payments in an offline world
Cindy He | Manager, Industry & Innovation, ANZ Institutional
If money is going digital - and it looks like it is – we need a Plan B for when we can’t be online. ANZ has some ideas.
22 Jun 2023
New ways to thwart scammers
Shaq Johnson | Head of Customer Protection, ANZ
Scams are becoming so sophisticated they are difficult for customers to spot. Companies must constantly adapt and refine measures to protect customers and the wider community.
21 Jun 2023
Determination and tenacity aid police fraud investigation
Marc Broome | Senior Manager, Complex Investigations with Customer Protection, ANZ
Katarina is a young ANZ investigator who likes solving puzzles. Her curiosity aided a major Federal Police investigation.
20 Jun 2023
Giving talent a chance
Richard Yetsenga | Chief Economist, ANZ
We are a nation of migrants but we still struggle to recognise the benefits newcomers bring. One program is helping make things easier while enriching workplaces.
20 Jun 2023
Elliott: integrating purpose and strengthening governance in ESG
Shayne Elliott | Chief Executive Officer, ANZ
ANZ CEO says ensuring good governance processes are embedded in day-to-day work not only helps ANZ create long-term value, it also enables the bank to manage risks.
16 Jun 2023
License to thrive
Andy White | CEO of Australian Payments Network (AusPayNet)
Australian payments system reforms mean more can play but you must be prepared to pay.
15 Jun 2023
Fintechs: the meteor missed but left a tale…
Andrew Cornell | Past Managing Editor, bluenotes
In 2015 fintechs were tolling the doom of dinosaur banks. In 2022 their combined market value had halved. But they’re coming back – on the back of the dinosaurs.
14 Jun 2023
The opportunity of India’s accelerating development
Shayne Elliott | Chief Executive Officer, ANZ
The world is finally taking notice of India and it’s economic and social trajectory. However, even a regular visitor can be taken aback by the pace and scale of the change.
13 Jun 2023
Green led recovery
Dean Spicer | NZ Head of Sustainable Finance, ANZ
New Zealand’s response to floods and Cyclone Gabrielle provides a model as to how to rebuild after a climate change disaster.
08 Jun 2023
Winter is coming for the agri commodity price cycle
Michael Whitehead | Executive Director for Agribusiness Industry Insights, ANZ
As Australia’s agricultural sector heads into the winter period, ANZ’s agri infocus assesses an autumn for the price cycle.
08 Jun 2023
Balancing act: Australian households remain resilient
Adam Boyton | Head of Australian Economics, ANZ
Inflation and rate hikes are hitting hip pockets, but household budgets have been better managed than headlines suggest. And it means a lot for the outlook over the next 18 months.
07 Jun 2023
Household debt growth: not on the cards
Mike Ebstein | Director, MWE Consulting
Australians are said to be saddled with debt, but what sort of debt is it? While housing finance debt continues to grow, personal debt is another story.
06 Jun 2023
Climate heats up the productivity challenge
Richard Yetsenga | Chief Economist, ANZ
The world is beginning to make critical efforts to tackle climate change but will it crowd out other forms of economic activity and stoke inflation?
05 Jun 2023
Opportunities and risks in an internationally ‘UNTIDI’ decade
Cameron Mitchell | Head of Geopolitical Risk, ANZ
Land war in Europe, tensions in the Taiwan Straits, the return of trade scuffles. Politics is again trumping trade. How do we plan for such an untidy world?
02 Jun 2023
Culture key to combating cybersecurity risk
Paul Kallenbach | Partner – Technology & Data, MinterEllison
Despite cyberattacks increasing in frequency and severity, organisations are under-prepared and under-resourced for the threat. Combating the threat requires culture change.
01 Jun 2023
Banking: The known unknowns
Andrew Cornell | Past Managing Editor, bluenotes
We might have reached the summit of bank earnings and the way down is uncertain
31 May 2023
Succession: beating the third generation “curse”.
James Dunlop | General Manager Private Banking & Advice
You can spend your life creating generational wealth only to see it squandered, leaving younger family members to start out with nothing. How do you avoid this fate?
30 May 2023
India – what’s all the excitement about?
Rufus Pinto | Country Head, India, ANZ Institutional
India has a remarkable history and story unlike any other. As it becomes the world’s most populous nation, it’s greatest chapter may still to be written.
29 May 2023
PODCAST: solving the rental crisis
Felicity Emmett | Senior Economist, ANZ
Australians who rent are facing the worst affordability in almost a decade. How did we get in this situation and where do we go from here?
29 May 2023
In pictures: How is rent tracking
Felicity Emmett & Eliza Owen | Senior Economist, ANZ & Head of Australian Research, CoreLogic
Renters are the focus of the ANZ CoreLogic 2023 housing affordability report.
26 May 2023
Testing the case for central bank digital currencies
Nigel Dobson | Banking Services Lead, ANZ
The use of central bank digital currencies is gathering pace and there is much work being done by banks and regulators to underpin how these emerging digital assets may be deployed.
25 May 2023
Tapping into the benefits of energy efficiency
Mark Whelan | Group Executive Institutional, ANZ
Making better use of the energy we have today is both a reliable way to lower emissions and improve energy affordability.
24 May 2023
Asia debating which currency to peg its hopes on
Raymond Yeung | Chief Economist Greater China, ANZ
Ongoing calls for Hong Kong to change its $HK peg have intensified as the Chinese Yuan rises but there’s a difference between reserve currency status and exchange rate anchoring.
22 May 2023
How generative artificial intelligence can make engineers more efficient
Tim Hogarth | Chief Technology Officer, ANZ
Artificial intelligence has hit the headlines thanks to the text generation abilities of ChatGPT. But it may also help engineers free up time by producing software code.
19 May 2023
Data driven solutions: from driving quality in technology to violence prevention
Catherine Lockstone | Capability Area Lead – Quality Engineering at ANZ
Catherine Lockstone crunched data when she was on the board of Kara Family Violence Services. That work supported the findings of an Australian Royal Commission. Now she does similar work at ANZ, enhancing the quality of engineering.
18 May 2023
Banking Crises: size doesn’t matter
Andrew Cornell | Past Managing Editor, bluenotes
Maintaining a vigilant and adaptable regulatory framework is essential as we enter a world where bank runs can be nearly instantaneous and small banks can have big repercussions.
17 May 2023
Never too late to find your passion
Maile Carnegie | Group Executive - Australia Retail, ANZ
Many people don’t land their dream job until later in life – so how do you know you’re on the right path?
16 May 2023
New Zealand Outlook: Rates Ruffle Feathers
Sharon Zollner | Chief Economist New Zealand, ANZ
The labour market will weaken, housing will slow, business is moderating. The outlook for New Zealand is for a recession but are still more rate hikes needed?
15 May 2023
Collaboration is needed for central bank digital currencies (CBDC)
Julie Bolan | Head of Payments, APAC at Swift
Banking sector should keep a close eye on the rapidly evolving world of Central Bank Digital Currencies.
11 May 2023
Cloud 101: silver linings playbook
Jaimee Salmon & Sally Lau | Cloud Transformation Specialist, Google & Cloud Capability Lead, ANZ
Your photos are stored there, your favourite tunes are filed there and, increasingly, billions of dollars are transacted there. It is the Cloud. And many of us are still learning what it is.
10 May 2023
AUSTRALIAN BUDGET 2023-24: in pictures
Adelaide Timbrell & Madeline Dunk | Senior Economist & Economist, ANZ
From the return to surplus to cost-of-living relief, see ANZ’s Australian budget coverage in an easy-to-read visual format.
10 May 2023
AUSTRALIAN BUDGET 2023: Flexing the arm of government
Richard Yetsenga | Chief Economist, ANZ
The Australian Federal government has dealt itself in for another round of fiscal policy but the game is about to get even more exciting.
10 May 2023
Budget 2023: surprise surplus
Adelaide Timbrell | Senior Economist, ANZ
A jump in revenue leads to an unexpected surplus: but it won’t last.
05 May 2023
FULL COVERAGE: ANZ’s 2023 Half year result
bluenotes contributors |
Everything you need to know about ANZ’s 2023 half year result in one place.
05 May 2023
BEHIND THE NUMBERS: Natural disasters and huge transformation but earnings remain solid
Antonia Watson | ANZ Group Executive and CEO, New Zealand
As New Zealand’s biggest lender ANZ is also focused on being its most secure. ANZ ensures it is a financial bedrock for the Kiwi economy while completing major regulatory project.
05 May 2023
BEHIND THE NUMBERS: Risk Off – transforming for a safer bank
Kevin Corbally | Chief Risk Officer, ANZ
Banking is about risk but performance in banking is about understanding and managing the risk you take.
05 May 2023
BEHIND THE NUMBERS: Balance and diversification lead the way
Mark Whelan | Group Executive Institutional, ANZ
After years of simplification, ANZ’s Institutional business delivered a record results while providing crucial diversification.
05 May 2023
INFOGRAPHIC: ANZ’s 2023 half year result
Camila Salazar | Content Producer, ANZ
All the details of ANZ’s 2023 half year result in one easy-to-read infographic.
05 May 2023
Faruqui: balance and focus as a platform for growth
Andrew Cornell | Past Managing Editor, bluenotes
ANZ CFO Farhan Faruqui outlines what drove the financials and how diversification and consistency are now hallmarks of the bank’s performance and focus for the second half of the financial year.
05 May 2023
Elliott: a stellar result with all businesses performing strongly
Andrew Cornell | Past Managing Editor, bluenotes
ANZ CEO Shayne Elliott says the “great” interim result is testimony to seven years of work on balancing and de-risking the bank by an experienced team.
04 May 2023
Budget 2023: revenue rewards?
Adelaide Timbrell & Madeline Dunk | Senior Economist & Economist, ANZ
Expect the May federal budget to show a shrinking deficit, off the back of higher growth.
28 Apr 2023
The next wave in real time payments evolution
Jackie Kallman | Head of Payments Industry & Engagement, ANZ
Digitisation of direct debit payments offers enormous opportunity for industry players. Merchants and billers will need banks to help steer them through the complexity.
27 Apr 2023
The drivers of M&A are changing but the fundamentals of success are clear
Louise Higgins | Managing Director, Suncorp Integration ANZ
Global experts reveal a deeper, more insightful understanding of managing large scale acquisitions.
26 Apr 2023
The rise of digital identity wallets: will banks be left behind?
Jukka Yliuntinen & Kevin Faragher | Global Head of Digital Solutions, Giesecke+Devrient & AVP Digital Identity Product, Interac Corp.
The trust customers have placed in banks for centuries could enable lenders to take a leadership role in the fast-evolving world of digital wallets.
24 Apr 2023
Nature positive is the new net zero
Scott Atkins & Elisa de Wit | Head of Climate Change & Sustainability in Australia, Norton Rose Fulbright
Economic growth is pointless if biodiversity is bulldozed in the process. There is a growing consensus for change.
19 Apr 2023
The end of the beginning of the crisis is coming
Andrew Cornell | Past Managing Editor, bluenotes
The storm clouds of the banking crisis are clearing but the forecast is hardly temperate
19 Apr 2023
You’ve got mail: Billions lost @bank #bankrun
Adelaide Timbrell | Senior Economist, ANZ
Trying to navigate any crisis is hard, but how do you keep your head when it happens at lightning speed on your smartphone?
18 Apr 2023
The future of giving: where Australians are donating
David Lipari | Director of Financial Advice at ANZ Private Bank
The dynamics of philanthropy in Australia are changing rapidly. Philanthropists are becoming more clear about which causes they support - and how.
17 Apr 2023
Bleep of faith: why tech needs risk takers
Professor Mary-Anne Williams | Michael J Crouch Chair for Innovation, UNSW & Deputy Director, UNSW AI Institute
You may be an expert in your field but are you ready to roll the dice? Xero chair David Thodey on how to live innovation.
14 Apr 2023
The more things change, the more they stay the same
Lakshman Anantakrishnan | Chief Investment Officer, ANZ Private
Banking crises and financial stability are dominating headlines, following the sharpest rate tightening cycle in decades. Despite the calamity, inflation remains the key issue for policy makers.
13 Apr 2023
Reality bites for Gen X
Fiona Mackenzie | Managing Director, Funds Management, ANZ NZ
Did the generation who spent the spare cash of youth on Nirvana cassettes and thrift store chic stash away enough savings for retirement?
11 Apr 2023
China: Innovate or stagnate?
Richard Yetsenga | Chief Economist, ANZ
The “China miracle” is not over but it is evolving. And productivity improvement is central to that change.
06 Apr 2023
Elliott asks leaders: do you know what you’re doing?
Joydeep Sengupta | Senior Partner, McKinsey & Company
Shayne Elliott on why leaders need to question themselves, even as they are driving seismic change.
05 Apr 2023
Japan and Australia: partners in decarbonisation and energy security
Ian Williams, Damien Roberts and Edward Watson | Senior Adviser, Partner & Solicitor, Herbert Smith Freehills
Japan and Australia’s already strong relationship has undergone a “step-change” in the past 18 months. They are now becoming trusted partners in decarbonisation and energy security.
03 Apr 2023
Liquidity: it’s dangerous going down
Richard Yetsenga | Chief Economist, ANZ
Chances are we can avoid losing our economic foothold as we climb down from a peak in global liquidity.
03 Apr 2023
All banks are local when they die
Andrew Cornell | Past Managing Editor, bluenotes
From tech-bros in Silicon Valley to vignerons of the Napa Valley, the great furling of easy cash is claiming surprising victims. Tighter credit conditions, weaker banks and economies are entwined.
31 Mar 2023
Why are we such suckers for financial scams?
Steve Worthington | Professor at Swinburne University
Scam alert messaging is everywhere yet we still lose millions to scams every day. Understanding innate human fallibilities can help protect us.
30 Mar 2023
China's fading youth an economic time bomb?
Peter McDonald | Emeritus Professor of Demography, ANU
China’s birth rate is slowing. From where will the next generation of workers emerge?
28 Mar 2023
Infographic: Queensland – the state of the future
Camila Salazar | Content Producer, ANZ
Queensland has the opportunity to accelerate its already strong economic growth. Targeted investment can capitalise on a new economy.
28 Mar 2023
Elliott: Queensland's road to greater prosperity
Shayne Elliott | Chief Executive Officer, ANZ
Strategic investment and focus on emerging sectors can bring the Sunshine State additional economic growth.
28 Mar 2023
Economic report: The future of Queensland’s economy
Gene Tunny | Director Adept Economics
Queensland has a great opportunity to accelerate its very strong economic growth. Download the full Queensland: Future state report by Adept Economics.
28 Mar 2023
Queensland: robust growth over the long-term, now and in the future
Gene Tunny | Director Adept Economics
27 Mar 2023
Elliott: understanding the new turmoil
Andrew Cornell | Past Managing Editor, bluenotes
Global banking turmoil is not new, have we learned the lessons of the past? Andrew Cornell speaks with ANZ Chief Executive Shayne Elliott.
23 Mar 2023
EV does it
Jeff Whalley | Senior Journalist, ANZ
Ups and downs in raw material prices. National battles to become battery makers. The quest to move up the EV value chain is no flat track.
22 Mar 2023
Targets to the bidder end
Jeremy Wickens | Partner, Norton Rose Fulbright
Cashed-up foreign bidders - led by the US - last year returned to target Australian companies after a Covid lull, expect this to grow.
22 Mar 2023
Mine the gap
Gene Tunny | Director Adept Economics
Queensland business RDO Equipment is ready for Queensland’s “critical minerals” boom.
20 Mar 2023
Sustainable savings for business owners
Cosi De Angelis | Head of Transaction Banking, ANZ
Australian business owners save on tax by taking advantage of the asset write off scheme in preparation for the transition towards a low-carbon economy.
17 Mar 2023
China ore bust?
Prof James Laurenceson | Director, Australia-China Relations Institute, UTS
The story is Australia is diversifying trade across Asia. The reality is reliance on China is as strong as ever.
15 Mar 2023
When the liquidity tide goes out – gradually, then suddenly
Andrew Cornell | Past Managing Editor, bluenotes
10 Mar 2023
Big data is king but we don’t need to be servants
Danny Tyrrell | Co-founder, DataCo
Online has replaced face-to-face. But companies need rules of engagement if they are to be trusted with data.
09 Mar 2023
India arrives at a new dawn
Shayne Elliott | Chief Executive Officer, ANZ
Predictions of India’s economic ascendency have abounded for years – and it may be about to fulfill that promise.
08 Mar 2023
More action is needed to bridge the financial wellbeing gender gap
Natalie Paine | Social Impact Research and Reporting Lead, ANZ
A disparity exists in the financial wellbeing of men and women – and just like the gender pay gap it will take work and systemic change to address the inequity.
07 Mar 2023
Great barrier breached
Richard Yetsenga | Chief Economist, ANZ
Holding back women in the workforce means holding back society. Change is evident but more needs to be done.
06 Mar 2023
The orange bond: investing in women
Shane White | Content Manager, Institutional, ANZ
The orange bond helps investors support underserved sections of the economy – like supporting women towards more sustainable and climate-resistant livelihoods.
03 Mar 2023
Artificial intelligence at ANZ: Growing responsibility
Tim Hogarth | Chief Technology Officer, ANZ
AI is no doubt the technology of the future. Adapting the technology responsibly is key for successful growth.
03 Mar 2023
Australia moves forward on central bank digital currencies
Nigel Dobson | Banking Services Lead, ANZ
The Reserve Bank of Australia is beginning a pilot program to examine central bank digital currencies – with the potential to open a new world of opportunities.
02 Mar 2023
IWD 2023: A retrospective list
Carina Parisella | Innovation & Technology Editor, bluenotes
Closing the gender gaps is more than an annual commitment. This selection of stories celebrates the efforts for and by women from all walks of life from all through the year.
01 Mar 2023
Fighting for many happy returns
Carina Parisella | Innovation & Technology Editor, bluenotes
The barriers preventing women re-entering the workforce are stronger than ever. Here is how to fight it.
01 Mar 2023
Inflationary risks from Cyclone Gabrielle’s misery
Sharon Zollner | Chief Economist New Zealand, ANZ
The impacts of Cyclone Gabrielle in New Zealand are stacking up. They could propel inflation.
28 Feb 2023
Will the fixed rate roll-off cause a recession or will low unemployment save the day?
Adelaide Timbrell | Senior Economist, ANZ
Higher interest rates mean mortgages are more expensive; many fear a recession. But the low unemployment rate and strong demand for workers brings hope to economists.
27 Feb 2023
The Pacific: An ocean of opportunity
Sarah Stubbings | ANZ Regional Executive, Pacific
In pictures: 142 years of ANZ in the Pacific. A century and a half of investment and growth.
23 Feb 2023
Banking on Asian diversity
Shayne Elliott | Chief Executive Officer, ANZ
To walk with clients in Asia, you need your feet on the ground.
22 Feb 2023
Light at the end of the tunnel for New Zealand agriculture
Susan Kilsby & Sharon Zollner | NZ Agriculture Economist and NZ Chief Economist at ANZ
For New Zealand agriculture, inflation remains a worry but China reopening brings hope.
21 Feb 2023
Innovate to keep on trucking
Dean Evagorou & Aidan Kenworthy | Associate Directors within ANZ Client Insights & Solutions
Technological innovation is revolutionising supply chain logistics. Those who invest in change could reap huge rewards.
20 Feb 2023
Trading up: behind ANZ’s Asia transformation
Farhan Faruqui | CFO, ANZ
The Asian century is here, being a part of it should not be in the too-hard basket
17 Feb 2023
Digital payment disruption continues in retail
Philippa Campbell | Head of Transaction Banking Australia & PNG
The evolution of digital payments is accelerating in retail and customers are demanding more. Businesses must change too if they are to capture the benefits.
16 Feb 2023
Tall stories about the economy
Andrew Cornell | Past Managing Editor, bluenotes
The world in economic downfall… Fake news?
13 Feb 2023
New Zealand Outlook: Brake Point
Miles Workman | Senior NZ Economist, ANZ
Recession looms in New Zealand as inflation crackdown bites.
10 Feb 2023
China reopens; Australia wins
Felicity Emmett, Raymond Yeung, Adelaide Timbrell & Madeline Dunk | Senior Economist, Chief Economist, Senior Economist, Economist, ANZ
China’s move past COVID lockdowns is good news for the Australian economy
09 Feb 2023
India: already risen and rising
Richard Yetsenga | Chief Economist, ANZ
With a GDP per capita of USD2,500, ranking 185th in the world, India’s growing economic scale is something to watch.
07 Feb 2023
Nickel may need time to recharge its batteries
Daniel Hynes, Soni Kumari & Dhiraj Nim | Senior Commodities Analyst, Commodities Strategist & Economist/FX Strategist, ANZ
A tight nickel market and high prices have induced a supply response from miners. That could lead prices lower if the electric vehicle market fails to deliver on lofty goals.
03 Feb 2023
Behind the green payoff
Richard Hartung | Research Director, Singapore, Payments Consulting Network
Payments and the technology around them are getting more sustainable by implementing measures that reduce their carbon footprint.
02 Feb 2023
Hey ChatGPT, build me a bank…
Andrew Cornell | Past Managing Editor, bluenotes
AI, web3, DeFi, Big Tech, fintech, Metaverse, private capital, the forces arrayed against traditional banking continue to mass.
01 Feb 2023
Kind leaders achieve greater success
Carina Parisella | Innovation & Technology Editor, bluenotes
Team Success: The new hard skills are soft
30 Jan 2023
Debt restructuring on the horizon
Michael Hughes & Ron Forster | Partners, MinterEllison
2023 and risky global economic conditions may raise economic pressures in many sectors. Companies with fragile balance sheets can face financial challenges. Debt restructuring is likely.
25 Jan 2023
Vale David Hains, legendary investor
Andrew Cornell | Past Managing Editor, bluenotes
Remembering renowned businessman David Hains who showed us a thing or two about investment – after seven decades in business.
23 Jan 2023
The recovery the world needs
Richard Yetsenga | Chief Economist, ANZ
China will be reopening as the world economy slows and its signs of recovery provide further insurance against a global recession.
20 Jan 2023
Remaining nimble: Challenging outlook with opportunities ahead
Lakshman Anantakrishnan | Chief Investment Officer, ANZ Private
There’s likely to be no shortage of challenges for the global economy and markets in 2023. But those challenges should bring opportunities for patient investors who know where to look.
19 Jan 2023
2022: The Year in Highlights
Andrew Cornell | Past Managing Editor, bluenotes
These are the articles that most engaged you in 2022 on bluenotes and ANZ News.
18 Jan 2023
How research into the humble pāua could change finance
Dean Spicer | NZ Head of Sustainable Finance, ANZ
Data collection plays a key role in ensuring New Zealand’s pāua industry remains sustainable and resilient to a rapidly changing climate.
17 Jan 2023
Year of the Rabbit: China’s policy rebalancing
Raymond Yeung 杨宇霆 & Zhaopeng Xing 邢兆鹏 | Chief Economist, Greater China & is Senior China Strategist, ANZ Institutional
China’s policy makers are prioritising rapid growth in the private sector but not without some challenges that might slow growth down.
13 Jan 2023
Soft landing for inflation? A hard ask
Shane White | Content Manager, Institutional, ANZ
ANZ chief economist Richard Yetsenga and former NZ Prime Minister John Key dissect the outlook for inflation.
12 Jan 2023
A small business with big data insights
Tarek Bazley | content editor and communications manager, ANZ New Zealand
ANZ has acquired the data company DOT Loves Data in a move to bring valuable data to an assortment of business customers.
12 Jan 2023
Circular economy in offices: it’s not just fashion that can come around
Juliana Renn | Associate Director and Sustainable Designer, tp Bennett
ANZ’s North Colonnade office in London undertook a sustainable refurbishment with sustainability behind every decision, embracing the circular economy.
15 Dec 2022
FULL COVERAGE: ANZ's 2022 AGM
Jill Campbell | Head of Investor Relations, ANZ
ANZ’s 2022 annual meeting was held in person for the first time since 2019 in Adelaide. The chairman and CEO outlined the highlights and the opportunities and challenges for the year ahead.
15 Dec 2022
Elliott: An increasingly diversified, lower risk bank well on track
Shayne Elliott | Chief Executive Officer, ANZ
Momentum in Australian home loans, ANZ Plus launched, disciplined growth in NZ, Institutional and Commercial and a continuing simplification and de-risking of the business stood out in 2022.
15 Dec 2022
O’Sullivan: A solid year with considerable opportunity ahead
Paul O'Sullivan | Chairman, ANZ
ANZ chairman reviews the 2022 year and outlines the bank’s growth opportunities for 2023, commitment to withstanding cyber crime and support for environmental sustainability.
14 Dec 2022
Get rich in three simple steps. Act now!
Marc Broome and Ruth Talalla | Senior Manager, Complex Investigations ANZ, and Scams Portfolio Lead, ANZ
Spotting the warning signs of a scam can be the best way to protect yourself from being caught out.
09 Dec 2022
Disability and long-term health conditions lower financial wellbeing
Natalie Paine | Social Impact Research and Reporting Lead, ANZ
New research further demonstrates how disability and chronic health challenges create significant barriers to financial wellbeing
07 Dec 2022
A new home loan process – plus more
Peter Dalton | Managing Director Design & Development, ANZx
ANZ Plus is poised to launch its digital home loan, which reuses about 70 per cent of the technology developed for its savings and transaction account.
05 Dec 2022
Read, watch, listen: bluenotes’ 2022 content stocking with a special focus on leadership
Shayne Elliott, Maile Carnegie, Ken Adams and more! |
We asked ANZ directors and senior execs for the stories which resonated with them during the year – or which they plan to read, watch or listen to over the break. And any leadership lessons gleaned …
29 Nov 2022
ANZ Stateometer: Economic stability across the states, QLD momentum up
Bansi Madhavani | Senior Economist, ANZ
Economy stable as NT slows and Queensland accelerates, regional resilience.
25 Nov 2022
New pathways to a lower carbon future
Mark Whelan & Kevin Corbally | Group Executive Institutional & Chief Risk Officer, ANZ
ANZ is committed to transition all operational and financed carbon emissions from its portfolio to net zero by 2050. Success will be driven by the ability to help customers reduce their emissions.
23 Nov 2022
Future of Australian agriculture ripe for the taking
Michael Whitehead | Executive Director for Agribusiness Industry Insights, ANZ
A decade after ANZ’s first Greener Pastures report into the future of Australian agriculture, a second edition reveals Australian agri has performed better than forecast and highlights the sector’s opportunities and challenges.
23 Nov 2022
Queensland’s Catch 22: strong demand exacerbates the housing affordability challenge
Felicity Emmett & Eliza Owen | Senior Economist, ANZ & Head of Australian Research, CoreLogic
Queensland the focus of the latest ANZ CoreLogic Housing Affordability Report. Rate rises slightly eased house prices but not without serious rental and affordability issues for locals.
22 Nov 2022
Customer onboarding: Who wins in the battle of speed vs safety?
Gabe Steele | General Manager, Customer and Identity Services, ANZ
Banks are rushing to remove friction from setting up digital accounts but this should never be done at the risk of compromising security.
17 Nov 2022
Survive or thrive? The year ahead for Australia’s small to medium businesses
Jenefer Stewart | General Manager Business Banking, ANZ
While some quarters of the economy are doing it tough, the outlook for many small business customers is rosier than you might expect.
16 Nov 2022
Australian retail outlook – spending up, confidence down, sales peaks shifting
Tim Suffield & Daniel Ling | Head of Client Insights Institutional, ANZ & Associate Director Insights, ANZ Institutional
With Black Friday and Cyber Monday sales becoming annual events on the retail shopping calendar, how are household spending habits changing?