29 Nov 2019
Migrant Australians: a right to learn
Professor Roslyn Russell |
As global migration patterns shift, Australian financial services must be ready to provide support to new arrivals.
Your money
14 Nov 2019
Interest rates: through the looking-glass
James Culham |
As interest rates tend towards zero, will central banks be forced to turn to unconventional monetary policies?
07 May 2019
Modern Monetary Theory: crock or insight?
James Culham |
The debate over MMT has hit the mainstream – so is it really that bad (or good)?
02 Oct 2017
The next steps for Kiwisaver
Craig Mulholland |
A survey shows a majority of New Zealanders support making their national savings initiative, KiwiSaver, compulsory.
21 Mar 2016
The mystery of the missing $A100 note
Steve Worthington |
According to some of the world's central bankers, 'big noting' describes more than just the boastfulness of some individuals. It's a global currency trend.
16 Nov 2015
Popping the payment fraud balloon
Lance Blockley |
Payment fraud is a balloon: squeeze it in one place and it will pop out in another. This effect is readily seen in card payments. As lawmakers have attacked fraud at the physical point of sale fraudsters have moved to the historically less-secure online environment...
12 Nov 2015
Is surcharge rage justified?
Steve Worthington |
With more than 5,000 of the 6,500 final submissions to the Australian Financial System Inquiry (FSI) concentrating on the topic, it was no surprise the Australian Government announced in October it would examine excessive credit card surcharges.
25 Sep 2015
Financial literacy a major challenge with credit card interest rates
Steve Worthington |
If nothing else, the Senate's Standing Committee on Economics Inquiry into the interest rates charged on Australian credit cards has made me even more aware of the low levels of financial literacy in Australia.
22 Jun 2015
Are credit cards a rip off right now?
Mike Ebstein |
In Australia, credit card holders are right now watching the cash rate hover at record lows, taking mortgage rates down with it. It's not something that's being reflected in their card rates. So why aren't these rates moving?
28 Apr 2015
Five ways we can close the gender retirement funding gap
Ana-Marie Lockyer |
While I was walking through the airport recently, a Time magazine cover shouting “This baby could live to 142 years" caught my eye. As a mother of three young girls it was a stark reminder of the challenges my daughters will face in building a financial future.
09 Jun 2014
Do crims tap-and-go?
Andrew Cornell |
In Melbourne’s Docklands precinct, where the ANZ mothership is berthed, there’s dozens of small cafes and lunch spots. Almost all accept contactless card payments, the so-called “tap and go” system.
12 May 2014
Making account switching easy makes sense
Richard McManus & Schalk Kock |
In a market like banking, where a few banks dominate, policy makers favour ease in switching basic accounts because it drives both competition and innovation.