05 May 2023
FULL COVERAGE: ANZ’s 2023 Half year result
bluenotes contributors |
Everything you need to know about ANZ’s 2023 half year result in one place.
ANZ News
05 May 2023
Risk Off – transforming for a safer bank
Kevin Corbally | Chief Risk Officer, ANZ
Banking is about risk but performance in banking is about understanding and managing the risk you take.
05 May 2023
Balance and diversification lead the way
Mark Whelan | Group Executive Institutional, ANZ
After years of simplification, ANZ’s Institutional business delivered a record results while providing crucial diversification.
05 May 2023
INFOGRAPHIC: ANZ’s 2023 half year result
Camila Salazar | Content Producer, ANZ
All the details of ANZ’s 2023 half year result in one easy-to-read infographic.
05 May 2023
Faruqui: balance and focus as a platform for growth
Andrew Cornell | Managing Editor, bluenotes
ANZ CFO Farhan Faruqui outlines what drove the financials and how diversification and consistency are now hallmarks of the bank’s performance and focus for the second half of the financial year.
05 May 2023
Elliott: a stellar result with all businesses performing strongly
Andrew Cornell | Managing Editor, bluenotes
ANZ CEO Shayne Elliott says the “great” interim result is testimony to seven years of work on balancing and de-risking the bank by an experienced team.
27 Apr 2023
The drivers of M&A are changing but the fundamentals of success are clear
Louise Higgins | Managing Director, Suncorp Integration ANZ
Global experts reveal a deeper, more insightful understanding of managing large scale acquisitions.
28 Mar 2023
Infographic: Queensland – the state of the future
Camila Salazar | Content Producer, ANZ
Queensland has the opportunity to accelerate its already strong economic growth. Targeted investment can capitalise on a new economy.
27 Feb 2023
The Pacific: An ocean of opportunity
Sarah Stubbings | ANZ Regional Executive, Pacific
In pictures: 142 years of ANZ in the Pacific. A century and a half of investment and growth.
19 Jan 2023
2022: The Year in Highlights
Andrew Cornell | Managing Editor, bluenotes
These are the articles that most engaged you in 2022 on bluenotes and ANZ News.
12 Jan 2023
A small business with big data insights
Tarek Bazley | content editor and communications manager, ANZ New Zealand
ANZ has acquired the data company DOT Loves Data in a move to bring valuable data to an assortment of business customers.
12 Jan 2023
Circular economy in offices: it’s not just fashion that can come around
Juliana Renn | Associate Director and Sustainable Designer, tp Bennett
ANZ’s North Colonnade office in London undertook a sustainable refurbishment with sustainability behind every decision, embracing the circular economy.
15 Dec 2022
FULL COVERAGE: ANZ's 2022 AGM
Jill Campbell | Head of Investor Relations, ANZ
ANZ’s 2022 annual meeting was held in person for the first time since 2019 in Adelaide. The chairman and CEO outlined the highlights and the opportunities and challenges for the year ahead.
15 Dec 2022
Elliott: An increasingly diversified, lower risk bank well on track
Shayne Elliott | Chief Executive Officer, ANZ
Momentum in Australian home loans, ANZ Plus launched, disciplined growth in NZ, Institutional and Commercial and a continuing simplification and de-risking of the business stood out in 2022.
15 Dec 2022
O’Sullivan: A solid year with considerable opportunity ahead
Paul O'Sullivan | Chairman, ANZ
ANZ chairman reviews the 2022 year and outlines the bank’s growth opportunities for 2023, commitment to withstanding cyber crime and support for environmental sustainability.
05 Dec 2022
Read, watch, listen: bluenotes’ 2022 content stocking with a special focus on leadership
Shayne Elliott, Maile Carnegie, Ken Adams and more! |
We asked ANZ directors and senior execs for the stories which resonated with them during the year – or which they plan to read, watch or listen to over the break. And any leadership lessons gleaned …
27 Oct 2022
FULL COVERAGE: ANZ’s full-year 2022 result
bluenotes contributors |
Everything you need to know about ANZ’s 2022 full-year result in one place.
27 Oct 2022
BEHIND THE NUMBERS: A new retail bank emerges
Peter Dalton | Managing Director Design & Development, ANZx
Having launched the ANZ Plus transaction product in 2022, the ANZx team is turning its attention to reimagining the home loan process.
27 Oct 2022
Faruqui: Strong financial and strategic outcomes
Andrew Cornell | Managing Editor, bluenotes
Strong performances from all divisions deliver FY22 uplift, de-risking and solid provisioning face into FY23.
27 Oct 2022
Elliott: Outstanding result, balanced across all divisions
Andrew Cornell | Managing Editor, bluenotes
ANZ’s four divisions contributed strong earnings and revenue while the bank remains strongly capitalised and prepared for an uncertain global economic outlook
27 Oct 2022
INFOGRAPHIC: ANZ’s 2022 full-year result
Camila Salazar | Content Producer, ANZ
Find all the details of ANZ’s full-year result in an easy-to-read infographic.
27 Oct 2022
BEHIND THE NUMBERS: Robust outlook as yesterday’s risks give way to tomorrow’s
Kevin Corbally | Chief Risk Officer, ANZ
Well prepared ANZ lowers its risks and builds buffers as global economic outlook remains uncertain.
21 Jul 2022
Faruqui: value in Suncorp acquisition
Farhan Faruqui | CFO, ANZ
ANZ CFO Farhan Faruqui says Suncorp Bank is an attractive opportunity while ANZ businesses performed well this quarter.
18 Jul 2022
Elliott: a transformational advance for ANZ
Shayne Elliott | Chief Executive Officer, ANZ
Suncorp Bank is a terrific franchise and a natural fit with ANZ, according to CEO Shayne Elliott.
18 Jul 2022
Helping Queensland capitalise on its moment in the sun
Jacqueline Auf der Maur | General Manager Retail Banking - QLD & NT, ANZ
ANZ’s acquisition of Suncorp Bank will significantly increase its exposure to the Sunshine State at a very important time.
18 Jul 2022
Elliott: betting on Queensland, accelerating ANZ strategy
Andrew Cornell | Managing Editor, bluenotes
ANZ CEO says acquisition of Suncorp Bank is an investment in the bank’s Retail and Commercial operations, and the state of Queensland.
04 May 2022
FULL COVERAGE: ANZ’s half-year 2022 result
bluenotes contributors |
Everything you need to know about ANZ’s 2022 half-year result in one place.
04 May 2022
INFOGRAPHIC: ANZ’s 2022 half-year result
Camila Salazar | Content Producer, ANZ
Find all the details of ANZ’s half-year result in an easy-to-read infographic.
04 May 2022
Faruqui: solid result in challenging environment
Andrew Cornell | Managing Editor, bluenotes
ANZ CFO says strong performances from New Zealand and Institutional together with continued focus on capital discipline and cost management bolstered the bank’s half-year result.
04 May 2022
Elliott: pleasing progress in bank strategy
Andrew Cornell | Managing Editor, bluenotes
ANZ CEO says the bank is well placed to support customers’ financial wellbeing through a period of economic uncertainty.
23 Mar 2022
Carnegie: ANZ Plus to rebuild and rewire Australia Retail
Andrew Cornell | Managing Editor, bluenotes
ANZ’s new retail banking proposition ANZ Plus is the beginning of a multi-year plan to deliver improved service to customers.
23 Mar 2022
Dalton: digital first a plus for financial wellbeing
Andrew Cornell | Managing Editor, bluenotes
ANZ’s new retail banking platform ANZ Plus will provide both new and existing customers with future-ready services to improve their financial wellbeing.
22 Mar 2022
Elliott: rebuilding our capability and capacity
Shayne Elliott | Chief Executive Officer, ANZ
ANZ CEO says the newly launched ANZ Plus platform will fundamentally change the bank’s retail banking capabilities.
01 Mar 2022
Carnegie: an exciting time for Australia Retail banking
Andrew Cornell | Managing Editor, bluenotes
Newly announced ANZ Group Executive Australia Retail Maile Carnegie says the time is right to bring two major portfolios back together.
01 Mar 2022
Elliott: laying the foundations for ANZ’s future
Andrew Cornell | Managing Editor, bluenotes
ANZ CEO says organisational change will create greater opportunity for both Retail and Commercial banking with a strategic focus on financial wellbeing.
12 Jan 2022
The best of 2021 from bluenotes and ANZ News
Andrew Cornell | Managing Editor, bluenotes
Well, 2021 was different to 2020… Different variants, different challenges, different attitudes. But also different stories of resilience, of innovation, of breakthroughs, of optimism.
16 Dec 2021
FULL COVERAGE: ANZ's 2021 AGM
Jill Campbell | Head of Investor Relations, ANZ
Find all the information about ANZ's 2021 annual general meeting in one place.
16 Dec 2021
O’Sullivan: getting on with the emerging opportunity
Andrew Cornell | Managing Editor, bluenotes
ANZ Chairman Paul O’Sullivan outlines key focuses and challenges for the bank and its board in 2022 and beyond.
09 Nov 2021
LONGREAD: the bank we’re building
Shayne Elliott | Chief Executive Officer, ANZ
ANZ CEO Shayne Elliott outlines key focus areas for the bank’s future growth and opportunities.
03 Nov 2021
O’Sullivan: outlook brighter after another difficult year
Paul O'Sullivan | Chairman, ANZ
ANZ Chairman Paul O’Sullivan says the bank has navigated a year of historic health and economic challenges while also supporting customers and the community.
11 Aug 2021
Elliott: Faruqui has best attributes for ANZ CFO
Andrew Cornell | Managing Editor, bluenotes
Newly appointed CFO Farhan Faruqui will bring a depth of knowledge and understanding to role, says ANZ CEO Shayne Elliott.
27 May 2021
Elliott: accelerating our strategy
Shayne Elliott | Chief Executive Officer, ANZ
CEO says a strategic focus on banking infrastructure at a retail and institutional level sets ANZ apart from competitors.
18 Feb 2021
PODCAST: delving into the details
Jill Campbell | Head of Investor Relations, ANZ
Take a deeper look into ANZ’s Q1 trading update figures with the bank’s finance and risk experts.
18 Feb 2021
Elliott: learning to flex in a changing world
Andrew Cornell | Managing Editor, bluenotes
ANZ CEO says the strength of the bank’s position came to the fore amid ongoing global and economic uncertainty.
11 Jan 2021
The best of bluenotes in 2020
bluenotes contributors |
Bushfires, COVID-19, recession, racial turmoil, climate emergency. 2020 was certainly a year that many of us will never forget.
16 Dec 2020
Full coverage: ANZ's 2020 AGM
Jill Campbell | Head of Investor Relations, ANZ
Find everything you need to know about ANZ's 2020 annual general meeting in one place.
16 Dec 2020
ANZ Board Minutes: flying 20 minutes ahead of the plane
Andrew Cornell | Managing Editor, bluenotes
New ANZ Chairman Paul O’Sullivan says boards must take a long-term view when making crucial business decisions and keep the community in mind.
09 Dec 2020
The year that was
Andrew Cornell | Managing Editor, bluenotes
In a year like no other, ANZ’s content team continued to deliver insights, analysis and a look into the human experience of the COVID-19 pandemic.
01 Oct 2020
50 years as a brand, 185 as a bank
Content Centre of Expertise | Corporate Communications at ANZ
50 years ago today, two banks came together in a merger to form what we know as the modern day ANZ.
28 Aug 2020
PODCAST: Gonski reflects on time as Chair
Andrew Cornell | Managing Editor, bluenotes
Outgoing ANZ Chairman David Gonski opens up about his time on the bank’s board and the challenges of the times in this discussion with bluenotes.
27 Aug 2020
Gonski: the time is right
David Gonski AC | Chairman at ANZ
In a letter to staff, David Gonski AC announces his retirement as Chairman of ANZ’s Board. He will be succeeded by Paul O’Sullivan.
28 May 2020
Gonski: preparing for ‘COVID-normal’
David Gonski AC | Chairman at ANZ
ANZ Chairman outlines the bank’s ongoing response to the COVID-19 pandemic and the impact it made on half-year earnings.
30 Apr 2020
FULL COVERAGE: ANZ’s half-year 2020 result
bluenotes contributors |
Everything you need to know about ANZ’s 2020 half-year result in one place.
30 Apr 2020
Corbally: managing risk in a pandemic
Andrew Cornell | Managing Editor, bluenotes
More forward-looking accounting standards impacted half-year credit loss provision charge, says ANZ Chief Risk Officer.
17 Mar 2020
Elliott: ANZ prepared for crisis, essential banking a priority
Andrew Cornell | Managing Editor, bluenotes
ANZ CEO says bank is in good shape to support customers and staff through the pandemic with long term shareholder interests in mind.
03 Feb 2020
George: Wealth simplification to help customers
Andrew Cornell | Managing Editor, bluenotes
ANZ Deputy CEO says the bank will work with partner companies to offer high quality wealth solutions to customers.
18 Dec 2019
Behind the curtain of the AGM
Jill Campbell | Head of Investor Relations, ANZ
Annual general meetings are complicated – and essential – operations. Take a look behind the scenes to see how they run.
09 Dec 2019
2019 holiday content list: read, watch, listen
David Gonski, Shayne Elliott, Alexis George & more | ANZ leaders
Sit back and relax these holidays with a great book, podcast or TV series recommended by ANZ’s executives and board members.
22 Aug 2019
Gonski: our self-assessment and what we are doing
David Gonski AC | Chairman at ANZ
ANZ Chairman outlines actions the bank is taking to address issues raised by APRA self-assessment.
16 Aug 2019
ANZ mortgage focus showing promise: Hand
Andrew Cornell | Managing Editor, bluenotes
Better clarity and faster processing of mortgage approvals improving outcomes, risk settings maintained, Australia head says.
01 May 2019
FULL COVERAGE: ANZ’s HY19 result
bluenotes contributors |
The complete story of ANZ’s 2019 half-year result in one place.
01 May 2019
In pictures: ANZ’s 2019 half-year result
Melissa Currie | Creative Content Producer, bluenotes
All the highlights of ANZ’s interim earnings in an easy-to-digest infographic.
01 May 2019
Jablko: benefits of staying disciplined
Andrew Cornell | Managing Editor, bluenotes
Driving a better outcome for shareholders is key to capital allocation, says ANZ’s CFO.
01 May 2019
Elliott: optimistic in tough conditions
Andrew Cornell | Managing Editor, bluenotes
CEO says ANZ is managing well through transformation and a tricky environment.
13 Dec 2018
Future for gov & banking depends on partnerships
Maile Carnegie | Group Executive - Australia Retail, ANZ
Banks and governments can work together to ensure people – customers and citizens - get what they need.
11 Dec 2018
Holiday content list: Gonski, Elliott, Atlas + more!
David Gonski, Shayne Elliott, Ilana Atlas & more | ANZ leaders
Chill out – or swot up - these holidays with a great book, podcast or Netflix series recommended by ANZ leaders.
12 Nov 2018
A snapshot of the year that’s been
Anna Stewart | Head of Corporate Sustainability, ANZ
ANZ’s 2018 Annual Review tells a story about how we are creating value for all our stakeholders.
05 Nov 2018
Gonski: simplification is critical
David Gonski AC | Chairman at ANZ
A better, simpler bank is more focused and easier to manage in an environment where regulation and compliance are increasing.
31 Oct 2018
FULL COVERAGE: ANZ’s FY18 result
bluenotes contributors |
Everything you need to know about ANZ’s 2018 full-year result in one place.
31 Oct 2018
ANZ strategy paying off: Jablko
Andrew Cornell | Managing Editor, bluenotes
Simplification drives improved capital flexibility, credit quality and continued lower costs in full year, CFO says.
31 Oct 2018
INFOGRAPHIC: ANZ’s full-year result in pictures
Melissa Currie | Creative Content Producer, bluenotes
See highlights of ANZ’s full-year result represented in an infographic.
31 Oct 2018
ANZ fit for tough new world of banking: Elliott
Andrew Cornell | Managing Editor, bluenotes
ANZ CEO says bank is in the right shape for growth in an environment of change after small dip in cash profit.
09 May 2018
ANZ names Alexis George deputy CEO
Andrew Cornell | Managing Editor, bluenotes
Bank’s head of wealth to take “really valuable” role in addition to current responsibilities. Mark Hand joins executive committee.
07 May 2018
Stronger planning rules to help customers: George
Andrew Cornell | Managing Editor, bluenotes
ANZ unveils suit of initiatives aimed at improving customer trust in financial advice.
01 May 2018
Full coverage: ANZ's half-year profit
Jemma Wight | Production Editor, bluenotes
We bring you all the news and insights from ANZ's half-year interim profit.
01 May 2018
IN PICTURES: ANZ’s half-year profit
Jill Campbell | Head of Investor Relations, ANZ
See the bank’s first-half result in an infographic which spells out the key figures.
01 May 2018
ANZ putting resources where it counts most: Jablko
Andrew Cornell | Managing Editor, bluenotes
CFO says bank’s commitment to simplification has helped lower costs, drive profit.
01 May 2018
Operational efficiency pushes HY profit: Elliott
Andrew Cornell | Managing Editor, bluenotes
CEO cites continued simplification, rising share of home loans as drivers of growth.
19 Feb 2018
IN PICTURES: ANZ & the Olympics
James Wilson | History editor
From being the official bank of the Olympic organising committee to sponsorship of the Australian team, ANZ has a long history with the Olympic Games.
02 Feb 2018
Mehra: getting back to basics on brand
Janak Rogers | Host, The ANZ Way podcast
ANZ’s GM group marketing talks through the thinking behind the bank’s ‘get on top’ push.
29 Jan 2018
Elliott: why ANZ backs the Royal Commission
Shayne Elliott | Chief Executive Officer, ANZ
Shayne Elliott’s letter to ANZ staff in the wake of the bank’s submission to the royal commission.
25 Jan 2018
The banker to the Open stars
Shane White | Content Manager - Institutional, ANZ
We speak to David Higgins, manager of ANZ’s ‘Player Bank’ Australian Open branch.
03 Jan 2018
Your best of 2017
Jemma Wight | Production Editor, bluenotes
As we start a new year, enjoy – or re-enjoy – a selection of your favourite pieces from 2017.
19 Dec 2017
Elliott: community, causes & social licence
Sally Warhaft | Broadcaster, anthropologist and writer
On podcast, CEO talks about ANZ’s causes and the changing community expectations which led the bank to support a royal commission.
19 Dec 2017
The ever-changing bluenotes
Paul Edwards & Andrew Cornell | Publisher & managing editor, bluenotes
This holiday period bluenotes reflects on the ongoing process of responding to your preferences.
13 Dec 2017
Summer content stocking: Elliott, Gonski, Dwyer
Shayne Elliott, David Gonski, Paula Dwyer & more | ANZ senior executives
Why limit your Summer to-do list to paperbacks? Enjoy some digital holiday recommendations from ANZ execs.
13 Dec 2017
Content stocking: read, watch, listen
Shayne Elliott, Maile Carnegie, Richard Yetsenga & more | ANZ senior executives
Why limit your Summer to-do list to paperbacks? Enjoy some digital holiday recommendations from ANZ execs.
12 Dec 2017
Elliott: wealth simplification complete
Andrew Cornell | Managing Editor, bluenotes
Speaking on video, ANZ CEO says more-focussed bank helps its customers and shareholders.
27 Nov 2017
bluenotes’ Cornell recognised with award
Jemma Wight | Production Editor, bluenotes
Managing editor highly commended in StateStreet Institutional Press Awards.
31 Oct 2017
Hard, smart work leads to profit at ANZ NZ
David Hisco | Former CEO New Zealand, ANZ
For the first time ANZ’s brand consideration is number one out of all NZ banks.
27 Oct 2017
The ghost of banking past
James Wilson | History editor
ANZ’s safety deposits facility – and maybe something else - has kept a watchful eye on secrets for more than a century.
26 Oct 2017
ANZ reshaping paying off: Elliott
Andrew Cornell | Managing Editor, bluenotes
CEO says better-focussed bank has delivered higher returns while reducing costs and growing capital after announcing full-year profit growth.
26 Oct 2017
FULL COVERAGE: ANZ 2017 full-year result
bluenotes contributors |
Videos, images and insights into ANZ's latest profit result.
26 Oct 2017
INFOGRAPHIC: see ANZ’s full-year result in pictures
Shane White & Jemma Wight | Senior production editor & production editor, bluenotes
See the highlights of ANZ’s rise in cash profit in visual form.
26 Oct 2017
Jablko: ANZ capital put to best use
Andrew Cornell | Managing Editor, bluenotes
ANZ CFO says bank has capital flexibility, is focussed on better returns for risk and continues to reshape its business.
17 Oct 2017
ANZ still committed to wealth customers: George
Andrew Cornell | Managing Editor, bluenotes
ANZ sells OnePath to IOOF in deal which will separate super and insurance arms.
14 Sep 2017
On history and breaking into your own bank
James Wilson | History editor
ANZ isn’t a 200-year old startup, but has a similar story of humble origins.
22 Aug 2017
Elliott: why I’m on Facebook
Andrew Cornell | Managing Editor, bluenotes
ANZ CEO explains rationale behind new way to interact with customers.
15 Aug 2017
Strong progress for ANZ in Q3: Elliott
Andrew Cornell | Managing Editor, bluenotes
CEO pleased with cost performance; operational changes; growth in loan book; lower RWAs.
14 Aug 2017
Biz must adapt to tech as a service: Florian
Andrew Cornell | Managing Editor, bluenotes
ANZ tech GE says on video businesses must align with modern customer expectations.
01 Aug 2017
ANZ focus is where we can win: Elliott
Andrew Cornell | Managing Editor, bluenotes
CEO says bank’s strategy is about intense focus and delivery in segments it can win.
31 May 2017
Agile approach can work in banks: ex-IBM CIO
Andrew Cornell | Managing Editor, bluenotes
Newly appointed ANZ advisory panel member says there’s no difference in the agile approach at a tech or financial services company.
16 May 2017
Why bluenotes is changing
Paul G Edwards | Publisher, BlueNotes
Business today not only needs to tell its story - it has to join the conversation.
02 May 2017
INFOGRAPHIC: ANZ’s profit in pictures
Stephen Ries | Head of Media Relations, ANZ
Consistency in approach has delivered ANZ a 23 per cent lift in cash profit in the first half, supporting an improved return on equity.
02 May 2017
Jablko: ANZ happy with capital position; has flexibility
Andrew Cornell | Managing Editor, bluenotes
ANZ’s portfolio rebalancing, improved productivity and lower provisions all contributed to a strong improvement in return-on-equity for the bank in the first half, ANZ chief financial officer Michelle Jablko says.
02 May 2017
ANZ strategy delivering improved returns: Elliott
Andrew Cornell | Managing Editor, bluenotes
ANZ has delivered a strong half-year result which demonstrates consistency in execution, ANZ CEO Shayne Elliott says, adding he is optimistic for the full-year result.
04 Apr 2017
ANZ looks to future of wealth business; options open: Elliott
Andrew Cornell | Managing Editor, bluenotes
ANZ chief executive Shayne Elliott says the bank is seeking a partner and exploring models for its wealth business but insists the industry remains critical to the bank’s customer proposition.
01 Mar 2017
Maile Carnegie named ANZ head of digital
Andrew Cornell | Managing Editor, bluenotes
ANZ's Incoming Group Executive Digital Banking Maile Carnegie says the bank needs to look to solutions from the tech sector to succeed in an increasingly digital market - but adds digital "transplants" don't work.
17 Feb 2017
ANZ growing but still cautious: Elliott
Andrew Cornell | Managing Editor, bluenotes
ANZ continues to grow but remains cautious of the economic environment despite posting a solid increase in cash profit for the first quarter.
13 Feb 2017
VIDEO: ANZ names Lynwen Connick as cybersec chief
Andrew Cornell | Managing Editor, bluenotes
Banks are obliged to do everything in their power to protect customers and their information, according to ANZ’s incoming chief information security officer, but need to do so without preventing access to popular services online.
31 Jan 2017
Asia game has changed but ANZ still a player: Elliott
Andrew Cornell | Managing Editor, bluenotes
ANZ remains committed to the Asian region, CEO Shayne Elliott says, but changes to the economic and regulatory environment means the bank has had to adjust its strategy – not abandon it.
20 Dec 2016
A festive farewell to 2016 from BlueNotes
The bluenotes team |
This time three years ago, BlueNotes was a series of meetings in an Outlook calendar, a PowerPoint deck and an actions planner. Hardly compelling content.
14 Dec 2016
Fairness must be part of the customer experience: Neave
Andrew Cornell | Managing Editor, bluenotes
It is increasingly important for businesses to ensure fairness is part of their customer experience amid an environment of wavering corporate trust, according to the outgoing Commonwealth Ombudsman and newly appointed ANZ Customer Fairness Advisor.
07 Nov 2016
VIDEO: ANZ names Gerard Florian as head of tech
Andrew Cornell | Managing Editor, bluenotes
Technology is reshaping banking at a faster and faster rate, according to Incoming ANZ Group Executive, Technology, Gerard Florian. But banks must also balance the demands of consumers, regulators and technology as they push to provide innovative services to customers.
03 Nov 2016
Dividend sustainable; credit provisions elevated but stable; productivity gains: Jablko
Andrew Cornell | Managing Editor, bluenotes
ANZ’s new chief financial officer Michelle Jablko said the bank’s full-year result showed a focus on becoming a better-balanced, simpler, better-capitalised institution.
03 Nov 2016
Elliott: momentum building on rebalancing; key markets robust; cost control good
Andrew Cornell | Managing Editor, bluenotes
The momentum behind ANZ’s rebalancing in key areas continues to build, while cost performance is improving and key markets remain robust, the bank’s CEO says.
29 Oct 2016
ANZ can keep growing: Smith
Andrew Cornell | Managing Editor, bluenotes
ANZ CEO Mike Smith is confident the bank can maintain the strong market share growth which was a pillar of another record annual profit.
29 Oct 2016
Elliott still committed to Asia
Andrew Cornell | Managing Editor, bluenotes
ANZ remains committed to its Asian strategy after posting another record profit and doesn't envision changes to its payout ratio, according to ANZ chief financial officer and incoming chief executive Shayne Elliott.
03 May 2016
Hodges: cost focus already paying off, new view on modern technology
Andrew Cornell | Managing Editor, bluenotes
ANZ has moved to recognise the changing pace of modern technology by taking more of the cost of depreciating technology up front, acting chief financial officer Graham Hodges says.
17 Mar 2016
Elliott reiterates Asia commitment
Shane White | Content Manager - Institutional, ANZ
ANZ CEO Shayne Elliott has reiterated the bank's commitment to its Asian presence but says the lender will need to work harder to drive value from what it has built in the region.
02 Mar 2016
ANZ realigns wealth operations
Andrew Cornell | Managing Editor, bluenotes
ANZ CEO Shayne Elliott says a changing environment for wealth management is behind a decision to bring services closer to customers while simplifying the wealth arm of the bank, including insurance.
17 Feb 2016
ANZ confident on operations, conditions challenging
Andrew Cornell | Managing Editor, bluenotes
ANZ is confident it can grow its underlying businesses but remains wary of challenging economic conditions in Asia after posting a rise in cash profit during the first quarter.
27 Jan 2016
ANZ free to focus on strengths: Elliott
Andrew Cornell | Managing Editor, bluenotes
New ANZ chief executive officer Shayne Elliott says changes to ANZ's management structure are about refocussing on its strengths and driving value at the bank.
25 Nov 2015
ANZ style and tactics will change, Asia presence won’t
Andrew Cornell | Managing Editor, bluenotes
Incoming ANZ CEO Shayne Elliott says he will inherit an organisation that is very different, operating in a very different world, to the one Mike Smith took over in 2007 and that will demand a shift in how the bank operates.
17 Nov 2015
Australia and Indonesia can succeed together
Leonie Lethbridge | CEO Cambodia, ANZ
When in Jakarta you often hear how the Australian market is too small, too taxed and too regulated to be worth the effort.
29 Oct 2015
We can maintain momentum in NZ: Hisco
Peter Parussini | Head of Corporate Affairs New Zealand, ANZ
ANZ NZ CEO David Hisco is confident the bank can maintain its momentum from a strong full-year result but remains wary of economic headwinds in fiscal 2016.
05 Oct 2015
CEOs on the couch: Smith and Elliott on strategy, culture and cars v trams
Andrew Cornell | Managing Editor, bluenotes
At the start of October, ANZ unveiled its CEO succession plan, with chief financial officer Shayne Elliott to take over from current boss Mike Smith on January 1, 2016. The two sat down with BlueNotes after the announcement to reflect on their time at the bank and imperatives for the future.
01 Oct 2015
Smith to step down, Elliott to be new ANZ CEO
Shane White | Content Manager - Institutional, ANZ
ANZ CEO Mike Smith will step down from the role after eight years and will be replaced by current chief financial officer Shayne Elliott following an internal and external search for a successor.
20 Aug 2015
Winning the Away Game: the challenge for Australia-based global companies
Mike Smith | Former Chief Executive Officer, ANZ
A morning spent discussing tax policy may not be everybody's Woodstock. But I have a special interest in the topic.
19 Aug 2015
Greater access to energy equals greater prosperity for PNG
Geoff Culbert | President and CEO, GE ANZ
Only 13 per cent of the population in Papua New Guinea (PNG) has access to reliable power. The PNG government's plan would see this rise to 70 per cent by 2030 - something that requires a tripling of electricity supply over the next 15 years.
11 Aug 2015
PNG's electricity generation challenge: Power to the people, power to the economy
Grant Mitchell | Director, Port Jackson Partners
Papua New Guinea's development goals require a tripling of electricity supply by 2030 - growth the existing electricity delivery system will be hard pressed to deliver.
04 Jun 2015
The new ANZ in NZ
David Hisco | Former CEO New Zealand, ANZ
New Zealand, the country across the ditch from Australia, has 4.4 million people, 6.5 million cows and 29 million sheep. And ANZ New Zealand produces 21 per cent of ANZ Group's profit.
12 May 2015
Your last chance to have your say on BlueNotes
BlueNotes reporter |
BlueNotes is celebrating its first birthday and we've been overwhelmed by your interest and readership over the past 12 months.
11 May 2015
VIDEO: Géczy on ANZ’s Asian growth
Andrew Geczy | Former CEO International and Institutional Banking, ANZ
Following the release of ANZ's interim profit result, ANZ CEO of International and Institutional banking Andrew Géczy spoke exclusively with BlueNotes managing director Andrew Cornell on video.
05 May 2015
Smith: good result in tough times
Andrew Cornell | Managing Editor, bluenotes
ANZ CEO Mike Smith says the bank's super-regional strategy helped it weather challenging operating conditions, supporting what he described as a "well-balanced result".
05 May 2015
Elliott: 16pct ROE still the aspiration
Andrew Cornell | Managing Editor, bluenotes
ANZ's chief financial officer Shayne Elliott says the bank can still achieve a challenging return-on-equity target despite difficult operating conditions in the first half.
15 Apr 2015
Mike Smith: Asia’s importance has been undersold - not oversold
Mike Smith | Former Chief Executive Officer, ANZ
Banking is a long-term game about value creation. It is not short term and the obsession with quarterly results is frankly a distraction which risks influencing management to make poor decisions.
08 Apr 2015
BlueNotes awarded for excellence
Shane White | Content Manager - Institutional, ANZ
ANZ's BlueNotes has received a major international accolade, the Excellence Award for Multi-audience Communication from the International Association for Business Communicators. BlueNotes celebrates its first birthday this month and this is the publication's second major award.
17 Mar 2015
ANZ's new head of China maps the changing terrain
Ayesha de Krestser | BlueNotes contributing editor
China's financial system is radically different to when Huang Xiaoguang returned to Shanghai with an MBA won through an UN-sponsored scholarship in Europe in 1988. The native-born Shanghainese Huang tells not to discount the capacity for China to innovate but not to expect any reform to come without thorough testing of the waters.
17 Feb 2015
Smith: solid December quarter but boring is still good
Andrew Cornell | Managing Editor, bluenotes
ANZ chief executive Mike Smith told BlueNotes the December quarter earnings were much as he had expected but he still believed “boring” bank results were good in uncertain times.
17 Feb 2015
Currency, market volatility overlay strong earnings momentum at ANZ
Andrew Cornell | Managing Editor, bluenotes
A lower Australian dollar is “ultimately a good thing for shareholders” ANZ chief financial officer Shayne Elliott told BlueNotes in a video interview on the release of a December quarter trading update.
05 Feb 2015
ANZ cuts home rates to match RBA, moves early
Andrew Cornell | Managing Editor, bluenotes
ANZ will lower its interest rate for variable rate mortgages by 0.25 percentage points following its monthly interest rate review.
28 Nov 2014
ANZ cuts Australian growth forecasts
Warren Hogan | Former Chief Economist, ANZ
Falls in Australia’s key commodity export prices has forced a downward revision to our near-term economic forecasts.
21 Nov 2014
BlueNotes gets new look as we pass 100,000 readers
Paul Edwards | Manager Operations Strategy, ANZ
You spoke – and we listened. After your feedback and nine months’ experience, ANZ’s award-winning digital website for news, opinion and insight, BlueNotes, has a new and improved design.
03 Nov 2014
More ANZ gains ahead in core Australian market
Phil Chronican | Former CEO ANZ Australia
ANZ is bullish on the prospects for further growth in its Australian business and remains confident of a pickup in business banking, according to Phil Chronican, the CEO of ANZ in Australia.
03 Nov 2014
Room for more global ANZ growth: Géczy
Andrew Geczy | Former CEO International and Institutional Banking, ANZ
The strength of ANZ’s recent profit result was underpinned by a solid performance from its outperforming international business but the head of that division says it still has plenty of room to grow.
03 Nov 2014
More opportunity ahead for ANZ on productivity
Alistair Currie | Former Chief Operating Officer, ANZ
ANZ’s investment in its regional operations is beginning to pay dividends after the business delivered strong cost-to-income and productivity results in 2014, according to ANZ Group chief operating officer Alistair Currie.
02 Nov 2014
Strong capital generation and growth sustainable
Shayne Elliott | Chief Executive Officer, ANZ
A five year record of peer-beating performance on revenue, expenses and cash profits – with less reliance on lower bad debts – demonstrates ongoing momentum according to ANZ chief financial officer Shayne Elliott.
31 Oct 2014
ANZ CEO Mike Smith walks through the full year result
Andrew Cornell | Managing Editor, bluenotes
Mike Smith walks through the components of ANZ’s September year result, across geographies, operations and outlook.
24 Oct 2014
BlueNotes managing editor finalist in Walkley journalism awards
Andrew Cornell | Managing Editor, bluenotes
The founding managing editor of BlueNotes, Andrew Cornell, is a finalist in the Commentary, Analysis, Opinion and Critique category in the Australian Walkley Awards for Excellence in Journalism, the most prestigious Australian journalism awards.
10 Oct 2014
BlueNotes is brand site of the year
Shane White | Content Manager - Institutional, ANZ
ANZ’s BlueNotes has won its first award, after being named Brand Site of the Year at the BEfest 2014 Awards at Sydney’s Luna Park on Thursday in front of a who’s who of the content marketing industry.
31 Aug 2014
More capital costly without significantly improving Aus financial system
Andrew Cornell | Managing Editor, bluenotes
The Australian financial system is dramatically more resilient than before the financial crisis - and even since global regulatory reviews two years ago - according to ANZ’s response to the Interim Report of the Financial System Inquiry.
26 Aug 2014
ANZ’s new international chief Farhan Faruqui articulates the challenge – and opportunity
Andrew Cornell | Managing Editor, bluenotes
The appointment in May of Farhan Faruqui as ANZ’s CEO International Banking caused plenty of chatter in the close knit banking circles of Hong Kong, Singapore and Shanghai. The Citi veteran of nearly a quarter of a century is one of the highest profile hires in Asia since Mike Smith launched ANZ’s super regional strategy in 2007.
15 Aug 2014
Capital strong, credit quality still positive
Andrew Cornell | Managing Editor, bluenotes
We can and we are producing returns [in Asia] above our cost of capital today and we can improve from where we are now.
15 Aug 2014
Mike Smith: solid result, optimism about economy
Andrew Cornell | Managing Editor, bluenotes
It was a really solid result across the bank … it reflects well on the strategy
25 Jul 2014
Top takeaways from the Asia Investor Tour
Andrew Cornell | Managing Editor, bluenotes
Key themes, key charts, what participants thought.
24 Jul 2014
Big corporates strong growth story for ANZ’s Asian business
Andrew Cornell | Managing Editor, bluenotes
Revenue per major customer grows exponentially as that customer is banked across multiple countries, reinforcing the fundamentals of ANZ’s super regional strategy.
24 Jul 2014
ANZ IIB takes less risk for more income, sees through the cycle ROE around 13 per cent
Andrew Cornell | Managing Editor, bluenotes
ANZ’s International and Institutional bank is more than covering its cost of capital as it moves from investment in building an Asian network to “production” and the division’s chief executive Andrew Géczy believes a “through the cycle” return on equity of around 13 per cent is appropriate for the business.
23 Jul 2014
Strategy, sharper delivery drive positive ANZ outlook in Asia
Andrew Geczy | Former CEO International and Institutional Banking, ANZ
Looking out on Hong Kong harbour as I prepare to update investors on ANZ’s business in Asia, it’s very clear that this region remains the place to be.
01 Jul 2014
The new China economy is already here but many are missing it
Andrew Cornell | Managing Editor, bluenotes
China stories often begin with a variation on the line about the Chinese word for crisis being composed of two characters, one danger and the other opportunity. That’s not quite right, the second character is, less precisely, “critical point”.
06 Jun 2014
Koalas in Hong Kong
Susan Yuen | Former Chief Executive Officer Hong Kong, ANZ
The ANZ offices in Exchange Square in Hong Kong have a particular personality. Vibrant, colourful, dynamic. It is the personality of Hong Kong chief executive Susan Yuen. Or, more particularly, it is the personality of the artwork which adorns the office walls, painted by Susan.
05 Jun 2014
New openings in India
Andrew Cornell | Managing Editor, bluenotes
New openings in India.
30 May 2014
Vontobel sees value in active management for Asian clients
Joyce Phillips | Former CEO Global Wealth, ANZ
We want to transition to being truly investment led, to deliver the diversification that our clients need.
30 Apr 2014
Australian economy needs to promote growth, get costs down
Andrew Cornell | Managing Editor, bluenotes
The idea that manufacturing is dead and dying in this country is a myth.
30 Apr 2014
Asia is a point of difference, high growth and improving returns
Andrew Cornell | Managing Editor, bluenotes
Australia and New Zealand’s connection to the region is much stronger than it was say five years ago and both countries are starting to get that.
30 Apr 2014
Asia, cost control, credit quality lift profit, dividend
Andrew Cornell | Managing Editor, bluenotes
Most of the divisions have put in a pretty good performance in what was not an easy environment.
28 Apr 2014
Charles Rennie and the modern ANZ
John Morschel | Former chairman, ANZ
An edited transcript of ANZ chairman John Morschel’s address at Charles Rennie’s 100th birthday celebration last year
28 Apr 2014
Charles Rennie, a very modern leader
Jackie Blondell | Freelance contributor, Banking Day
Banking community farewells Charles Rennie.
06 Apr 2014
Why BlueNotes
Paul G Edwards | Publisher, BlueNotes
Just a few years ago when I stepped on board the Number 8 tram at Punt Road to get to work, passengers were immersed in Melbourne’s great newspaper mastheads – The Herald Sun, The Age or maybe The Australian Financial Review (AFR) or The Australian.
ANZ Board Minutes: the full series
Andrew Cornell | Managing Editor, bluenotes
bluenotes in wide conversation with ANZ’s Board of Directors in the Board Minutes series.