ANZ posted an annual statutory profit of $NZ1.77 billion in New Zealand, up four per cent and buoyed by strong mortgage and record deposit growth.
Speaking to ANZ BlueNotes on video, Hisco said headwinds meant ANZ NZ was cautious going in to 2016 but said the country's economy was sound.
“Next year I think probably in New Zealand things might not be as buoyant as what we've had," he said. “As always we'll tread carefully into next year and won't be overconfident about what we've got ahead."
Hisco praised the bank's financial performance and said it was possible to keep that momentum through fiscal 2016.
“Our mortgage growth has been fantastic we're number one in every city in New Zealand, so keeping that momentum going is very important for us," he said.
“Our deposits are also up, we've had record deposit growth, and we need that otherwise we can't fund the lending growth.
“We've grown customer numbers at record levels. The momentum there is looking really good as well."
Watch the video above to find out more.