01 Jun 2023
Banking: The known unknowns
Andrew Cornell |
We might have reached the summit of bank earnings and the way down is uncertain
Business & Finance
24 May 2023
Asia debating which currency to peg its hopes on
Raymond Yeung | Chief Economist Greater China, ANZ
Ongoing calls for Hong Kong to change its $HK peg have intensified as the Chinese Yuan rises but there’s a difference between reserve currency status and exchange rate anchoring.
10 May 2023
AUSTRALIAN BUDGET 2023-24: in pictures
Adelaide Timbrell & Madeline Dunk |
From the return to surplus to cost-of-living relief, see ANZ’s Australian budget coverage in an easy-to-read visual format.
10 May 2023
AUSTRALIAN BUDGET 2023: Flexing the arm of government
Richard Yetsenga | Chief Economist, ANZ
The Australian Federal government has dealt itself in for another round of fiscal policy but the game is about to get even more exciting.
05 May 2023
Natural disasters and huge transformation but earnings remain solid
Antonia Watson | ANZ Group Executive and CEO, New Zealand
As New Zealand’s biggest lender ANZ is also focused on being its most secure. ANZ ensures it is a financial bedrock for the Kiwi economy while completing major regulatory project.
04 May 2023
Budget 2023: revenue rewards?
Adelaide Timbrell & Madeline Dunk |
Expect the May federal budget to show a shrinking deficit, off the back of higher growth.
24 Apr 2023
Nature positive is the new net zero
Scott Atkins & Elisa de Wit | Head of Climate Change & Sustainability in Australia, Norton Rose Fulbright
Economic growth is pointless if biodiversity is bulldozed in the process. There is a growing consensus for change.
19 Apr 2023
You’ve got mail: Billions lost @bank #bankrun
Adelaide Timbrell | Senior Economist, ANZ
Trying to navigate any crisis is hard, but how do you keep your head when it happens at lightning speed on your smartphone?
03 Apr 2023
Liquidity: it’s dangerous going down
Richard Yetsenga | Chief Economist, ANZ
Chances are we can avoid losing our economic foothold as we climb down from a peak in global liquidity.
22 Mar 2023
Targets to the bidder end
Jeremy Wickens | Partner, Norton Rose Fulbright
Cashed-up foreign bidders - led by the US - last year returned to target Australian companies after a Covid lull, expect this to grow.
20 Mar 2023
Sustainable savings for business owners
Cosi De Angelis | GM Transaction Banking & Asset Finance Solutions, ANZ
Australian business owners save on tax by taking advantage of the asset write off scheme in preparation for the transition towards a low-carbon economy.
23 Feb 2023
Banking on Asian diversity
Shayne Elliott | Chief Executive Officer, ANZ
To walk with clients in Asia, you need your feet on the ground.
30 Jan 2023
Debt restructuring on the horizon
Michael Hughes & Ron Forster | Partners, MinterEllison
2023 and risky global economic conditions may raise economic pressures in many sectors. Companies with fragile balance sheets can face financial challenges. Debt restructuring is likely.
25 Jan 2023
Vale David Hains, legendary investor
Andrew Cornell | Managing Editor, bluenotes
Remembering renowned businessman David Hains who showed us a thing or two about investment – after seven decades in business.
18 Jan 2023
How research into the humble pāua could change finance
Dean Spicer | NZ Head of Sustainable Finance, ANZ
Data collection plays a key role in ensuring New Zealand’s pāua industry remains sustainable and resilient to a rapidly changing climate.
13 Jan 2023
Soft landing for inflation? A hard ask
Shane White | Content Manager - Institutional, ANZ
ANZ chief economist Richard Yetsenga and former NZ Prime Minister John Key dissect the outlook for inflation.
17 Nov 2022
Survive or thrive? The year ahead for Australia’s small to medium businesses
Jenefer Stewart | General Manager Business Banking, ANZ
While some quarters of the economy are doing it tough, the outlook for many small business customers is rosier than you might expect.
10 Nov 2022
Investing in childcare—and boosting women’s participation in the workforce
Cindy Arthur and Brendan Rinaldi | Head of Health, ANZ Australia Commercial & Head of Health, ANZ Institutional.
Government reforms to increase access to childcare can boost womens’ participation in the workforce.
03 Nov 2022
Payment flexibility and financial wellbeing can go hand in hand
Maile Carnegie | Group Executive - Australia Retail, ANZ
As digital payments evolve, customers expect more flexibility in how they pay for goods and services. And they want rewards too.
27 Oct 2022
BEHIND THE NUMBERS: Bracing Australia’s backbone
Shayne Elliott | Chief Executive Officer, ANZ
By establishing Commercial Australia as standalone division earlier this year, we’re focused on supporting business customers for future growth.
27 Oct 2022
BEHIND THE NUMBERS: A new retail bank emerges
Peter Dalton | Managing Director Design & Development, ANZx
Having launched the ANZ Plus transaction product in 2022, the ANZx team is turning its attention to reimagining the home loan process.
26 Oct 2022
BUDGET HIGHLIGHTS: key priorities at a glance
David Plank | Head of Australian Economics at ANZ
Families, health, housing and the environment – find the highlights of this year’s Budget in this easy-to-read infographic.
12 Oct 2022
The changing face of private medical practices
Prof Anthony Scott | Health & Healthcare theme lead, The Melbourne Institute
The business model for private medical practice remains alive and well despite the challenges of rising costs and COVID-19. But it still fails some communities.
07 Oct 2022
Making a difference in banking with APIs
Shane White | Content Manager - Institutional, ANZ
Companies are becoming more sophisticated in their use of application programming interfaces. And there’s still a long way to go.
06 Oct 2022
Budget 2022: of spillovers & slowdowns
Adelaide Timbrell & Madeline Dunk |
Structural pressures and a slowdown in growth are expected to keep Australia’s budget in deficit.
29 Sep 2022
De-fi the metaverse
Shane White | Content Manager - Institutional, ANZ
The development of digital currencies continues apace and all companies need to think about what it means for their business.
26 Sep 2022
Old habits or the new normal?
Antonia Watson | ANZ Group Executive and CEO, New Zealand
As New Zealand businesses recover from the COVID-19 pandemic, what trends will have changed for good?
15 Sep 2022
A path forward to open banking
Shane White | Content Manager - Institutional, ANZ
The benefits of open banking will become increasingly clear as retail and institutional customers begin to participate in the system.
13 Sep 2022
What's the role of cash in financial inclusion?
Steve Worthington | Professor at Swinburne University
With cash usage dropping around the globe how can we ensure this doesn’t lead to financial exclusion for some in the community?
12 Sep 2022
The ESG opportunity: poised for long-term success
Shayne Elliott | Chief Executive Officer, ANZ
As the ESG sector continues to evolve, ANZ has aligned its purpose, strategy and ESG priorities to capitalise on the next phase of growth.
09 Sep 2022
Impact investing prepares for its revolution
Dan Simpson | Head of Impact Investing, ANZ Private Banking
Impact investing may help solve some of the biggest challenges the world faces. And the investment community is finally coming around to the scale of the opportunity.
02 Sep 2022
Twitter values our time. Can it value our dollar?
Somayeh Shiri | Data Scientist, ANZ Institutional
While many question the value of social media, a new tool using Tweets may help forecast movements in the Australian dollar.
02 Sep 2022
Housing affordability improves slightly but not all buyers will benefit
Felicity Emmett & Eliza Owen | Senior Economist, ANZ & Head of Australian Research, CoreLogic
Falling house prices have made things easier for some buyers but rising living costs will continue to stymy many getting a foot in the market.
22 Aug 2022
Australia’s infrastructure opportunity still to peak
Catherine Birch | Senior Economist, ANZ
Supply constrains and COVID-19 disruptions mean Australia’s major projects sector will not peak for at least a few years.
19 Aug 2022
eInvoicing – and three ways it helps SMEs
Adil Farouk | Group Procurement Operations, Performance & Insights Lead, ANZ
Small businesses around Australia are dropping the traditional invoice – and the PDF – and moving toward a modern and effective solution.
17 Aug 2022
Natural capital: the investment value of the world around us
Christina Tonkin | Managing Director of Corporate Finance ANZ Institutional
As businesses grapple with how to value their natural capital assets, the need for more voices and agreed standards is becoming increasingly vital.
11 Aug 2022
Sustainable finance continues to evolve
Dean Spicer | NZ Head of Sustainable Finance, ANZ
As more investment capital is focused towards making business environmentally sustainable, financial organisations must adapt to change the seize the opportunity.
11 Jul 2022
Ferguson: murky economics to be ongoing
Shane White | Content Manager - Institutional, ANZ
Hopes for a quick resolution to conditions battering global markets may be misplaced, according to author and historian Niall Ferguson.
08 Jul 2022
Aus economy: strong spending at sales, cinemas
Madeline Dunk & David Plank | Economist & Head of Australian Economics, ANZ
End of financial year sales and big-ticket movies drove a solid month of spending in June despite cost of living pressures continuing to bite.
04 Jul 2022
Q&A: sustainable finance bears fruit
Bronwyn Corbet | Executive Director Sustainable Finance, ANZ
Both ANZ and BP are committed to the global transition to net-zero carbon. Two senior leaders sit down to discuss the pathway forward.
28 Jun 2022
Seeding a stronger future in bonds
Shane White | Content Manager - Institutional, ANZ
Following a cycle of volatility, bonds and loan markets are settling into a slightly slower - but still compelling - 2022.
24 Jun 2022
Financing a greener economy
Shane White | Content Manager - Institutional, ANZ
Even amid volatility on global markets, the focus on sustainable finance remains high as investors become more educated and demanding on green issues.
20 Jun 2022
Economic shorts: a new era of wages, labour
Catherine Birch | Senior Economist, ANZ
As the cost of living continues to bite, will wages be able to keep up in a very tight labour market? And what about inflation?
07 Jun 2022
Yetsenga: data lessons from Warhol to the Wisdom of Crowds to Winning Friends
Richard Yetsenga | Chief Economist, ANZ
ANZ Chief Economist outlines his eight guidelines for working with data – from David Beckham to a can of Coke.
06 Jun 2022
Rising rates bring fresh challenges for banks
Maile Carnegie | Group Executive - Australia Retail, ANZ
Competition, regulatory costs and technology investments are likely to keep pressure on bank returns even as interest rates rise around the world.
27 May 2022
Playing catch up on wage growth
Catherine Birch | Senior Economist, ANZ
A solid nominal increase to wages is needed for workers to keep pace with inflation and the rising cost of living.
24 May 2022
Stopping fraudsters: another line in ANZ’s digital defence
Sascha Thiel | Head of Business Platform Services, ANZ
With scams on the rise ANZ has developed another mechanism to help protect customers and their data.
23 May 2022
Election aftermath: a new era of policy
Richard Yetsenga | Chief Economist, ANZ
ANZ Chief Economist Richard Yetsenga examines the issues that will dominate the economic agenda post-election.
17 May 2022
Rebuilding trust with product and service design
Rosalyn Teskey | Partner, Deloitte
Taking a conduct-led approach to product and service design seeks to bolster community confidence in financial services post-Royal Commission.
04 May 2022
BEHIND THE NUMBERS: more power in the hands of ANZ Plus customers
Tim Hogarth & Wayne Spiteri | Chief Technology Officer & Engineering Lead, ANZ
The profound change in the architecture supporting the new ANZ Plus proposition will give customers a whole new range of functionality.
26 Apr 2022
The co-located future of the CBD
Tony Jansz | Director. Clarence Professional Offices
The COVID-19 pandemic has dramatically changed the purpose of office-based work. Could co-working spaces be the future?
22 Apr 2022
Aus economy: hopping into recovery mode
Adelaide Timbrell | Senior Economist, ANZ
Spending on and interest in travel for the Easter school holidays spiked as Aussies looked forward to enjoying a restriction-free break.
19 Apr 2022
Supplying a more automated future
Shane White | Content Manager - Institutional, ANZ
Transparent, data-driven and automated supply chains will create opportunity and optimism in the future.
07 Apr 2022
Road transport: wheels keep turning
Tim Suffield & Dean Evagorou | is Director and Associate Director of Client Insights, ANZ
Australia’s road transport industry is heading uphill in the future. But growth can still accelerate.
05 Apr 2022
Venturing into a new payments frontier
Petr Ryska | Chief Executive Officer of ANZ Worldline Payment Solutions
The new ANZ Worldline Payment Solutions joint venture launched this week into a rapidly evolving world of payments.
01 Apr 2022
Zero trust in business cyber security
Brett Winterford | Chief Security Officer for Asia Pacific at Okta
After years of cyber criminals silently pressuring businesses to pay up, data breach reporting is back on the rise. But this time with a new sting in the tail.
31 Mar 2022
Growing towards net-zero
Shayne Elliott | Chief Executive Officer, ANZ
A new collaborative project in Western Australia’s Wheatbelt region will be positive for the environment and local businesses.
30 Mar 2022
Budget 2022-23: feeling the pinch
Adelaide Timbrell | Senior Economist, ANZ
As the cost of living continues to grow, will spending take a hit? Read through the measures promising to take pressure off wallets.
30 Mar 2022
Budget 2022-23: in pictures
David Plank | Head of Australian Economics at ANZ
Sort through the key announcements from the 2022-23 Australian Federal Budget in this easy-to-read infographic.
29 Mar 2022
Budget 2022-23: at a glance
Hayden Dimes & David Plank | Economist & Head of Australian Economics, ANZ
Read through ANZ Research’s reaction to the Government’s plan to support the recovery in an election year.
29 Mar 2022
Budget 2022-23: wins for business
Jenefer Stewart | General Manager Business Banking, ANZ
After a hard few years of restrictions and recovery, business owners can look forward to some support from the Budget.
29 Mar 2022
Budget 2022-23: tightening policy to transition sustainably
Richard Yetsenga | Chief Economist, ANZ
ANZ Chief Economist outlines the aspects of the Budget which caught his eye. And what this means for the shape of the nation.
25 Mar 2022
A third paradigm for Aus-Japan investments
Ian Williams & Tatsuki Shiratsuchi | Senior Advisor & Solicitor, Herbert Smith Freehills
Despite the strong economic performances of Australia and Japan in 2021, M&A activity was lower than anticipated.
11 Mar 2022
Businesses push through to “new normal”
Jeffery Schrale | Regional Executive for Far North Queensland, ANZ
Business owners have spent the last two years adapting and readapting to changes from COVID-19. Now it’s time to focus on recovery even as times remain challenging.
09 Mar 2022
Developing incremental innovation in payments
Anne A’Speculo | Director in Customer Solutions, ANZ Institutional
ANZ has adapted quickly to deal with the payments needs of major clients.
08 Mar 2022
IWD 2022: time to break the bias
Jemma Wight | Production Editor, bluenotes
Today may be International Women’s Day but women make contributions to their home, work, industry and community year-round.
02 Mar 2022
Budget 2022-23: economic outlook continues to improve
Hayden Dimes & David Plank | Economist & Head of Australian Economics, ANZ
With a federal election around the corner, it’s unlikely the upcoming 2022-23 Budget will see a shift towards fiscal repair.
24 Feb 2022
The year ahead for debt markets
Shayne Collins | Managing Director for Markets, Institutional, ANZ
Despite subdued global capital market volumes, Australian-dollar issuance is set to rise on the back of high public sector and financial institutional activity.
17 Feb 2022
The mortgage evolves
Mark Hand | Group Executive Australia Retail and Commercial Banking, ANZ
As customer preferences evolve, ANZ’s Mark Hand explains how the bank plans to simplify fees on its home loans.
16 Feb 2022
Finance key to net zero transition
Mark Whelan & Martijn Wilder | Group Exec Institutional, ANZ & Co-founding Partner, Pollination
Sustainable finance is key to driving innovation and accelerating the pace of positive future outcomes.
16 Feb 2022
Push to net zero requires diverse skillset
Katharine Tapley & Zoe Whitton | Head of Sustainable Finance, ANZ & Partner, Pollination
A new strategic partnership between ANZ and Pollination will help deliver impactful sustainability solutions across APAC.
16 Feb 2022
Driving the sustainability opportunity in APAC
Mark Whelan & Martijn Wilder | Group Exec Institutional, ANZ & Co-founding Partner, Pollination
The business opportunity in the global push to net zero is extraordinary. The change taking place is transformational and the pace is rapid.
15 Feb 2022
Customer experience: the bigger picture
Mark Buckley | Vice President for Australia and New Zealand, Genesys
A holistic and digital-first view of customer experience will create long-term value for banking customers.
10 Feb 2022
Hydrogen’s dawn brings huge opportunities
John Hirjee & Jessica Paterson | Executive Director REI & Institutional Graduate, ANZ
Replacing fossil fuels with green hydrogen will cut emissions and enable Australia to develop significant new domestic and foreign markets.
08 Feb 2022
Planning for a future-ready workforce
James McKay & Megan Anderson | Product Owner SWP & COO Technology, ANZ
Businesses must strategically plan for workforce needs in the face of “the great resignation” in a post-pandemic environment.
02 Feb 2022
The changing face of charitable giving
Nigel Bowen | Freelance journalist
Modern philanthropy means more than writing a cheque, it’s about engaging directly with communities in need and using innovative technologies to provide support.
19 Jan 2022
Spending data: Omicron malaise lingers
Adelaide Timbrell | Senior Economist, ANZ
ANZ-observed spending highlights ongoing consumer caution as Omicron infections continue to surge.
17 Jan 2022
Banking on accelerated business models
Alex Trott | Banking Lead, Accenture Australia and New Zealand
Simplified value chains and non-linear business models create opportunities for better banking.
14 Jan 2022
Supporting female-led SMEs when they need it the most
Amit Khan | Global Head SME & Commercial Banking, RFI Global
Banks have an opportunity to lean in and support female-led business through the post-pandemic recovery.
23 Nov 2021
COP26: time to walk the talk
Richard Yetsenga | Chief Economist, ANZ
Businesses and governments may have formed a plan for a sustainable future at the recent COP26 conference. Now they need to deliver on the plan.
19 Nov 2021
Back in black: spending surges at sales
Adelaide Timbrell | Senior Economist, ANZ
American-style pre-Christmas sales are driving spending in Australia and encouraging a strong economic reopening.
16 Nov 2021
Gillard: turbocharging a more equal future
Shane White | Content Manager - Institutional, ANZ
Former Australian Prime Minister says the pandemic should be an opportunity for businesses learn and do more to combat inequality in the workplace.
15 Nov 2021
Balancing risks in marketing
Philip Hardy & Gwladys Tedga | Risk Advisory Partner & Director, Ashurst
Marketing is a powerful tool for good when businesses deploy it responsibly and with purpose.
12 Nov 2021
Central banks and the occult: talers from the crypto
James Culham | Executive Director, Institutional Portfolio Management, ANZ
As regulators consider policies around digital currencies, what may be some of the unintended consequences?
01 Nov 2021
Data and digitisation: the best friend of businesses seeking certainty
Paul Presland | General Manager of Small Business Banking, ANZ
ANZ is using new digital technologies to provide rapid support to business customers.
22 Oct 2021
PODCAST: the strategic role of CFOs
Farhan Faruqui | CFO, ANZ
ANZ CEO Shayne Elliott and CFO Farhan Faruqui discuss the changing nature of the relationship between the two roles as Faruqui takes up the position.
21 Oct 2021
Uncovering the hidden costs of M&A
Con Boulougouris & Simon Lewis | Partner for M&A & Partner for Technology Consulting, MinterEllison
As the financial services sector faces a wave of M&A activity, organisations need to be aware of the hidden costs that technology can present.
18 Oct 2021
Net-zero drives opportunity, investment
Sharon Klyne | bluenotes contributor
A trillion-dollar opportunity is up for grabs for both government and private sector industries investing in the net-zero economy.
15 Oct 2021
PODCAST: how will housing market perform post-pandemic?
Michael Wake | General Manager for New South Wales and the ACT
COVID-19 created a unique type of recession. This is what it means for economic recovery and the fortunes of Australia’s housing market.
07 Oct 2021
Broken links in global supply chains
Robert Law | Director of Advisory & Insights, Asialink Business
The pandemic has made supply chain shortages a popular household topic in communities around Australia and globally.
06 Oct 2021
Sibos 2021: platforming a better customer experience
Shane White | Content Manager - Institutional, ANZ
Interacting with – and learning from – global experts in payments and clearing allows ANZ to offer an enhanced proposition to customers.
01 Oct 2021
Talent is everywhere, opportunity is not
Danielle Darbyshire | Journey Expert for Talent Pipelines, ANZ
The technology industry has an opportunity to bridge the gap between female participation and talent shortage to create a better balanced future.
29 Sep 2021
DeFi-ing traditional finance
Andrew Cornell | Managing Editor, bluenotes
The global financial system is facing the next phase of the digital revolution – decentralised finance.
28 Sep 2021
Future-proofing marketing capability
Kate Young | Senior Manager Customer Centricity & Capability, ANZ
What makes an effective customer experience is changing. And so must marketers.
27 Sep 2021
Geminder: running a business is a marathon, not a sprint
Shayne Elliott | Chief Executive Officer, ANZ
Finding the right mix of business and family has been the key to success for renowned Australian businesswoman Fiona Geminder.
15 Sep 2021
Taming capitalism’s nature
Andrew Cornell | Managing Editor, bluenotes
Companies which find the right mix of financial growth and social good will ultimately succeed in the long-term.
23 Aug 2021
B-doubling up on freight for regional Australia
Shayne Elliott | Chief Executive Officer, ANZ
A focus on safety and sustainability is crucial for this ambitious logistics company.
18 Aug 2021
The next 500-year plan for banking
Andrew Cornell | Managing Editor, bluenotes
Banking may have looked somewhat similar 500 years ago. But it will almost certainly look entirely different in another five years.
12 Aug 2021
Investing in (actually) liquid assets
Francis Wilden | Advisor, Hospitality Strategy & Trends
Non-traditional investments have made headlines recently and rare, fine wine is one. But they’re “non-traditional” for a reason.
11 Aug 2021
Elliott: Faruqui has best attributes for ANZ CFO
Andrew Cornell | Managing Editor, bluenotes
Newly appointed CFO Farhan Faruqui will bring a depth of knowledge and understanding to role, says ANZ CEO Shayne Elliott.
10 Aug 2021
Retail remains resilient amid re-emerging crisis
Adelaide Timbrell & David Plank | Economist & Head of Aus Economics, ANZ
Household spending in Australia should snap back quickly after lockdowns with working from home a key driver.
03 Aug 2021
All lockdowns are not created equal
David Plank & Felicity Emmett | Head of Australian Economics & Senior Economist, ANZ
Recent experience has shown consumer confidence quickly recovers from snap lockdowns but what about extended lockdowns?
30 Jul 2021
Building resilience in Fiji tourism
Sharon Klyne | bluenotes contributor
Critical tourism infrastructure is being built in Fiji to support the post-pandemic recovery.
27 Jul 2021
Merging and acquiring the right opportunities
Sharon Klyne | bluenotes contributor
Australian companies have significant appetite for merger and acquisition activity amid high cash balances and low interest rates.
26 Jul 2021
Hand: we're ready to help
Mark Hand | Group Executive Australia Retail and Commercial Banking, ANZ
ANZ leader says bank is standing ready to support customers through ongoing difficulties of the pandemic.
23 Jul 2021
State of origin: spending rocked by lockdown
Adelaide Timbrell & David Plank | Economist & Head of Aus Economics, ANZ
Spending in Victoria may have dropped further in lockdown but Sydney’s levels are more at risk.
22 Jul 2021
Cash back to the max
Emma Gray | Group Executive - Data & Automation, ANZ
It may sound counter-intuitive but a new program for ANZ customers allows big spenders to save for their goals.
13 Jul 2021
Embrace new-age competencies, capture opportunity
Elias Ghanem & Li Cheng | VP Global Head of Market Intelligence Fin Services & Senior Director Fin Services A&NZ, Capgemini
Wealth management firms looking to succeed must invest in digital offerings and a more diverse set of advisors.
09 Jul 2021
Long-term digital adoption – not so weird
Alan Shields | Chief Data Officer, RFi Group
Western, educated, industrialised, rich and democratic economies are leading the push for digital banking trends to stick around in the future.
06 Jul 2021
Charting a new way forward
Marisa Slatter | Director, Capgemini Research Institute
The nature of when, where and how employees do their job has been completely disrupted by the pandemic.
22 Jun 2021
Entertaining flexibility in a crisis
Tammy Medard | Managing Director Institutional Australia, ANZ
It isn’t so easy for the show to go on when cinemas and theme parks are closed. Village Roadshow’s finance director explains how the business managed the pandemic.
21 Jun 2021
David Hains: history, business, relationships and mistakes
Andrew Cornell | Managing Editor, bluenotes
Although no longer at the reins, renowned businessman David Hains still knows a thing or two about investment – after four decades in business.
18 Jun 2021
You’re hired: Aus employment back in full swing
Catherine Birch | Senior Economist, ANZ
After a rocky year (and more), the unemployment rate in Australia has returned to pre-pandemic levels.
16 Jun 2021
Are they who they say they are?
Mathew Demetriou | GM Decisioning & Analytics, Experian Aus & NZ
Safeguarding customers – both current and prospective – against increasingly difficult to detect fraud must be a key focus for business.
11 Jun 2021
Evolving Australia’s medical workforce
Prof Anthony Scott | Health & Healthcare theme lead, The Melbourne Institute
Australia’s healthcare system must learn from 2020 in order to provide for the population’s needs.
02 Jun 2021
Unravelling unlisted assets
Brian Ingham | Head of Portfolio Implementation – Private Banking & Advice, ANZ
Unlisted assets are no longer just an option for institutional investors as retail consumers work through the benefits and risks.
31 May 2021
Businesses must account for EOFY scams
Cosi De Angelis | GM Transaction Banking & Asset Finance Solutions, ANZ
As Australian businesses gear up for another demanding end of financial year period, so too do cyber criminals.
28 May 2021
IN CHARTS: salaries survive subsidy cliff
Adelaide Timbrell, Charlotte Heck-Parsch & David Plank | Economists & Head of Australian Economics, ANZ
Australian salary deposits were strong in April despite the end of the government’s JobKeeper wage subsidy.
25 May 2021
Aus retail: make plans while the sun shines
Tim Suffield | Director Client Insights & Solutions, ANZ Institutional
Australia’s retail sector performed very well through the pandemic. But businesses must have a clear growth strategy to maintain momentum.
20 May 2021
Stateometer: greater momentum
Bansi Madhavani, Catherine Birch & Adelaide Timbrell | Senior Economists and Economist, ANZ
ANZ’s Stateometer shows economic momentum in Australia’s states and territories is building.
14 May 2021
Advancing how we work
Kathryn van der Merwe | Group Executive – Talent & Culture, ANZ
Lessons learnt from the rapid shift to working from home will create long-term benefits for staff across ANZ.
13 May 2021
The budget’s health check
Glen Fisher | Associate Director for Health, ANZ
The 2021-22 Budget was handed down in a largely post-pandemic environment where physical and mental health is in the spotlight.
05 May 2021
PODCAST: analysing the result
Jill Campbell | Head of Investor Relations, ANZ
Delve into the details of ANZ’s half-year 2021 results with the bank’s finance and risk experts.
30 Apr 2021
Treating an organisational crisis
Andrew Cornell | Managing Editor, bluenotes
The pandemic has created an opportunity for businesses to partner with medical professionals to create a health-conscious workplace.
12 Apr 2021
Saying g’day, kia ora to bubble boost
Charlotte Heck-Parsch & Felicity Emmett | Economist & Senior Economist, ANZ
The commencement of the Australia-New Zealand travel bubble will bring benefits to both nation’s economies.
07 Apr 2021
From banking system to ecosystem
Andrew Cornell | Managing Editor, bluenotes
All companies – including banks – must move away from selling particular products and think about the total consumer experience.
06 Apr 2021
Economic growth: full steam ahead
Richard Yetsenga | Chief Economist, ANZ
The economic cycle has powered through the recovery phase post-COVID and is now tracking steadily into expansion and growth.
31 Mar 2021
Under the hood: simplifying small business lending
Shayne Elliott | Chief Executive Officer, ANZ
There are hundreds of small business lending products and offerings available in the market. So how do you know which is the right one? ANZi alumnus Valiant makes it easier.
19 Mar 2021
Q&A: Atlassian on finding flexibility in uncertainty
Gerard Florian | Group Executive Technology, ANZ
Atlassian Work Futurist says companies must move away from measuring productivity traditionally if they want to succeed in a distributed future – and learn to drop the rituals.
12 Mar 2021
Elliott: supporting our SME customers
Andrew Cornell | Managing Editor, bluenotes
ANZ CEO says further government support for small- to medium-sized businesses will provide a critical boost to the economy.
11 Mar 2021
Some things don’t change. But much does…
Andrew Cornell | Managing Editor, bluenotes
Traditional banks have existed for thousands of years with one constant – change.
09 Mar 2021
Under the hood: wearing multiple hats
Shayne Elliott | Chief Executive Officer, ANZ
Running a small business can be an overwhelming experience. This digital financial assistance tool takes out the guesswork.
08 Mar 2021
IWD2021: meet the women who #ChooseToChallenge
Jemma Wight | Production Editor, bluenotes
Today may be International Women’s Day but women make contributions to their home, work, industry and community year-round.
05 Mar 2021
Australia’s soft power outage
Greg Earl | Writer, editor and consultant
New survey shows Australia has fallen in the global ranks for education, tourism - and COVID-19 assistance.
01 Mar 2021
Aus agri cautiously optimistic for 2021
Mark Bennett | Head of Aus Agribusiness, ANZ
Australia’s agricultural sector emerged from 2020 relatively unscathed and is looking to build on that confidence in the new year.
23 Feb 2021
Insolvency through the looking glass
Miles Grant | Senior Lawyer, ANZ
New insolvency laws will allow small and micro businesses to restructure with more simplicity and less red tape.
08 Feb 2021
Conduct, culture and COVID-19
Dr Roger Miles | Faculty Lead - Conduct and Culture Academy, UK Finance
The COVID-19 pandemic brought into focus the clear need for the financial services industry to look at all aspects of culture.
29 Jan 2021
Spending heats up over Summer break
Adelaide Timbrell & David Plank | Economist & Head of Aus Economics, ANZ
Spending on socialising and accommodation was strong over the silly season despite pockets of weakness from short, sharp lockdowns.
28 Jan 2021
Leaving behind legacy: the need for business transformation
Shayne Elliott | Chief Executive Officer, ANZ
If 2020 taught us anything, it’s that companies must move quickly in transforming their businesses to be digital-first.
21 Jan 2021
Evolving how we work
Kathryn van der Merwe | Group Executive – Talent & Culture, ANZ
Six core beliefs will guide ANZ into the future of how its workplaces operate both in the office and remotely.
20 Jan 2021
COVID-19 hits lower paid harder, data show
Catherine Birch | Senior Economist, ANZ
Employment losses from the economic fallout of the COVID-19 pandemic were more heavily concentrated in lower paid roles.
18 Jan 2021
PODCAST: combatting the next decade’s crises
Blair Sheppard | Global Leader Strategy & Leadership, PwC
With COVID-19 still firmly gripping many communities, the next decade will see a number of major crises impacting the world’s economy.
15 Jan 2021
Banking on the next decade
Andrew Gilder | Asia-Pacific Banking and Capital Markets Leader, EY
Corporate, commercial and small-medium enterprise banking services are ripe for innovation and need to start planning now to stay ahead of the curve.
14 Jan 2021
Smart money and financial services
Stanislas de Roys & Marie-Caroline Baerd | MD Financial Services & Executive VP AI, Capgemini Invent
AI can boost the customer experience, creating opportunity for financial services to take an even more customer-centric approach.
16 Dec 2020
Full coverage: ANZ's 2020 AGM
Jill Campbell | Head of Investor Relations, ANZ
Find everything you need to know about ANZ's 2020 annual general meeting in one place.
16 Dec 2020
ANZ Board Minutes: flying 20 minutes ahead of the plane
Andrew Cornell | Managing Editor, bluenotes
New ANZ Chairman Paul O’Sullivan says boards must take a long-term view when making crucial business decisions and keep the community in mind.
01 Dec 2020
Rear vision mirror no longer reasonable guide for investors
Michael Bray | Director In-Country Engagement, IIRC
Businesses must provide markets and investors with more than just a profit and loss sheet. They must integrate their reporting to cover the intangible too.
23 Nov 2020
Aus banking plays the waiting game
Tim Dring | Oceania Banking & Capital Markets leader, EY
The full impact of the COVID-19 pandemic is yet to be felt by the Australian banking industry.
17 Nov 2020
Supporting employees: a new era of NDAs
Amanda Watt | Workplace Relations Partner, MinterEllison
A new form of non-disclosure agreements will provide more support to victims of sexual harassment, promoting a safer workplace for all.
17 Nov 2020
Supporting employees: a new era of NDAs
Amanda Watt | Workplace Relations Partner, MinterEllison
A new form of non-disclosure agreements will provide more support to victims of sexual harassment, promoting a safer workplace for all.
16 Nov 2020
Demanding social bonds in pandemic
Dean Spicer | NZ Head of Sustainable Finance, ANZ
Social bonds are a rapidly growing part of the international investment market, allowing investors to help fund a range of projects with positive social outcomes.
11 Nov 2020
How capitalism can heal itself
Andrew Cornell | Managing Editor, bluenotes
In the aftermath of the US election, it’s time for major economies to think about how they approach – and measure – growth in a capitalist society.
05 Nov 2020
Wozniak: disrupting the C-suite
Shane White | Content Manager - Institutional, ANZ
Legendary Apple co-founder says it’s time for businesses to give disruption a seat at the executive table.
26 Oct 2020
More than a grain of hope as winter crops begin harvest
Mark Bennett & Madeleine Swan | Head of Agribusiness & Associate Director Agri Research, ANZ
As harvesters fan out across Australian paddocks, the outlook is bright for an industry strongly rebounding from prolonged drought, COVID-19 and bushfires.
21 Oct 2020
Credit contagion in a time of COVID-19
Andrew Cornell | Managing Editor, bluenotes
Are measures designed to support business through the crisis sandbagging the credit cycle?
19 Oct 2020
Aus business growth in Asia in the slow lane
Greg Earl | Writer, editor and consultant
The number of Australian-owned businesses operating in Asia has grown very little since 2003 - despite initiatives to encourage integration with the region.
14 Oct 2020
Budget 2020: expected impact, in charts
Cherelle Murphy | Senior Economist, ANZ
Has the 2020-21 Australian Federal Budget gone far enough to encourage spending in a post-COVID economy?
13 Oct 2020
Spending survives fiscal cliff. For now…
Adelaide Timbrell & David Plank | Economist & Head of Aus Economics, ANZ
New spending data shows the reductions in JobKeeper and JobSeeker aren’t hitting spending levels - yet.
09 Oct 2020
In charts: being COVID-free isn’t everything
Sharon Zollner | Chief Economist New Zealand, ANZ
New Zealand Chief Economist, Sharon Zollner provides the data on how the land of the long white cloud is making its way to a COVID normal.
07 Oct 2020
Budget 2020: the biggest wins for business
Jenefer Stewart | General Manager Business Banking, ANZ
Policy announcements on skills, regional investment, depreciation and tax changes will help steady an Australian business community which has struggled through the crisis.
29 Sep 2020
Central Banks get cryptic
Andrew Cornell | Managing Editor, bluenotes
As global interest rates crater and COVID-19 recessions metastasise, central banks are being forced to re-evaluate their role in currency and money creation.
25 Sep 2020
On the cusp of a second wave
Brian Martin | Senior International Economist, ANZ
Comprehensive, localised restrictions are needed for Europe and the UK to recover quickly from a new wave of COVID-19 cases.
24 Sep 2020
Gonski: quarterly reporting undesirable post-pandemic
David Gonski AC | Chairman at ANZ
Outgoing Chairman says quarterly reporting puts unreasonable pressure on teams to perform in the short-term.
23 Sep 2020
Tracking a COVID-recovery
Hayden Dimes & David Plank | Economist & Head of Australian Economics, ANZ
Recovery from a pandemic-related economic crisis, like the decline, could be more rapid than normal. Timely data is needed to track progress.
22 Sep 2020
Sibos 2020: shining a light on APIs
Arun Kayal & Shane White | AD Institutional Communications & Institutional Content Manager, ANZ
Rapidly increasing demand for application programming interfaces is changing the way financial services groups interact with customers.
21 Sep 2020
School children shape the new normal
Jim Schuman | Co-founder, First Pitch
The future of the workforce will look radically different by the time school-aged children are part of it. They should be involved in shaping it.
16 Sep 2020
I worked with a zombie
Andrew Cornell | Managing Editor, bluenotes
Even before the COVID-19 pandemic, some corporate businesses were barely alive but not quite dead.
15 Sep 2020
Sibos 2020: investing in customers
Arun Kayal & Shane White | AD Institutional Communications & Institutional Content Manager, ANZ
Creating value and solving problems for customers is an invaluable investment for all businesses.
14 Sep 2020
Trafficking a crisis
Kim Downs & Michelle Cantwell | Fraud and ABAC Lead & Senior Intelligence Analyst, Financial Crime Threat Management, ANZ
The origin of COVID-19 has shone a spotlight on the need for economies to crack down harder on illegal wildlife trade.
09 Sep 2020
Effective technology, communications create certainty in crisis
Michael Evans | Vice President, Pegasystems Aus & NZ
Financial services must accelerate digital transformations and focus on enhancing customer communications in pandemic.
07 Sep 2020
Responding to pandemic through ESG lens
Shayne Elliott | Chief Executive Officer, ANZ
ANZ’s support for customers, stakeholders and the community throughout the crisis has been anchored to its purpose, strong governance and ESG principles.
03 Sep 2020
Pandemic’s knock-on property effect
Mark Blum | CEO & Co-Founder, Cognian
The use of office spaces in a post-COVID world will have a huge impact on commercial property development and vacancies.
02 Sep 2020
Doing the homework on working from home
Mark Hand | Group Executive Australia Retail and Commercial Banking, ANZ
Having a high percentage of staff working remotely may be a necessity during COVID-19 but it won’t be a permanent trend says ANZ senior banker.
01 Sep 2020
Purpose creates recovery, societal benefits
Annette Kimmitt | CEO & Managing Partner, MinterEllison
A focus on purpose helped ANZ find a way through initial stages of COVID-19 crisis, says CEO in wide-ranging podcast.
31 Aug 2020
COVID or not, Asia remains a growth opportunity
Isaac Rankin | Managing Director Commercial and Private Banking, ANZ
Australians companies which lean into their relationships in Asia will have a stronger chance of rebounding after the COVID-19 crisis.
28 Aug 2020
PODCAST: Gonski reflects on time as Chair
Andrew Cornell | Managing Editor, bluenotes
Outgoing ANZ Chairman David Gonski opens up about his time on the bank’s board and the challenges of the times in this discussion with bluenotes.
25 Aug 2020
Where goes Victoria, so goes Australia
Adelaide Timbrell & Hayden Dimes | Economists, ANZ
Although life has returned to relative normality in the other states and territories, Victoria’s ongoing restrictions are having a knock-on effect.
24 Aug 2020
Conduct: it’s everyone’s responsibility
Calissa Aldridge | Senior Executive Leader - Market Supervision, ASIC
A robust conduct risk framework should be embedded in the fabric of all financial institutions, according to the Australian corporate regulator.
12 Aug 2020
The future of (distributed) work
Alexis George | Deputy Chief Executive Officer & Group Executive Wealth Australia, ANZ
The COVID-19 pandemic has forced companies of all sizes to rethink when, where and how their employees work. And some things will never return to “normal”.
11 Aug 2020
Aus employment struggles to beat the queue
Catherine Birch | Senior Economist, ANZ
Australian jobs are buckling under the weight of reintroduced restrictions and an ongoing lack of consumer confidence.
06 Aug 2020
Weighing up post-COVID reformation
Alan Mitchell | Columnist, bluenotes
The economic shock from the pandemic has impacted both supply and demand. Greater reforms must be investigated for the economy to fully recover.
04 Aug 2020
FURTHER READING: demystifying bank capital
Gareth Lewis | Senior Manager, Capital Management - Group Treasury, ANZ
According to the experts, capital is the cornerstone of financial strength. But what does that actually mean?
31 Jul 2020
PODCAST: crisis shifts consumer preference for good
Shane White | Content Manager - Institutional, ANZ
Buying and selling products and services will never be the same as consumer expectations change during crisis.
30 Jul 2020
Cashing out to flatten the curve
Karly Dwyer | Contributor, bluenotes
Consumers and businesses have turned to contactless payments in the wake of the COVID-19 pandemic and a greater focus on hygiene.
29 Jul 2020
Kiwi data show a tentative return to a - post-COVID - normal
Sharon Zollner | Chief Economist New Zealand, ANZ
New Zealanders may be avoiding parks still but life is beginning to return to some sort of normal.
27 Jul 2020
Scenario planning bolsters business success - crisis or no crisis
Shayne Elliott | Chief Executive Officer, ANZ
Planning for the worst case scenario helps business think through their COVID-19 response, says outgoing Institutional Australia head.
24 Jul 2020
Lockdown 2.0 slows spending gains
Adelaide Timbrell & David Plank | Economist & Head of Aus Economics, ANZ
Although spending nationally has stabilised overall, the second lockdown period in Melbourne is leaving a mark.
21 Jul 2020
Dial a doctor: pandemic pressures healthcare system
Prof Anthony Scott | Health & Healthcare theme lead, The Melbourne Institute
Australia’s healthcare system may not have been overwhelmed with COVID-19 cases as initially expected but the economic impacts have not gone unnoticed.
15 Jul 2020
Defence future spend accelerates over decade
Cherelle Murphy & Bansi Madhavani | Senior Economist & Economist, ANZ
Australia’s Defence Force will see a dramatic increase in spending over the next decade. And responding to the pandemic is on the to-do list.
14 Jul 2020
Q&A: diversifying in a crisis
Shayne Elliott | Chief Executive Officer, ANZ
Despite the difficulties, some companies are finding their strengths in the pandemic. Two ANZ leaders discuss how they’re doing it.
13 Jul 2020
Lending a hand beyond September
Andrew Cornell | Managing Editor, bluenotes
ANZ’s head of Australian banking outlines continuing support to customers through Christmas and beyond the COVID-19 pandemic.
10 Jul 2020
Do hotspots tell story of Vic’s future spend?
Adelaide Timbrell & Catherine Birch | Senior Economists, ANZ
What impacts to Victoria’s economy can be determined from the hotspot suburbs which initially entered a second lockdown period?
09 Jul 2020
COVID-19 didn’t start the FIRE but will it put it out?
Martin Davies & Angelito Calma | Principal Fellow and Senior Lecturer in Higher Education at The University of Melbourne
The economic shockwaves from this pandemic have hit retirees – and those close to retiring – hard. Could one unconventional movement be the key to financial resilience?
08 Jul 2020
Planet cools for digital dinosaurs
Andrew Cornell | Managing Editor, bluenotes
Digital banking is no longer a strategy for the near term, it’s a strategy for the now term
03 Jul 2020
Elliott: learning from our experience in crisis
Shayne Elliott | Chief Executive Officer, ANZ
ANZ CEO reflects on the lessons he has learned in managing a major institution and its customers through a pandemic.
30 Jun 2020
Wages chill in COVID-19 conditions
Catherine Birch & Bansi Madhavani | Senior Economist & Economist, ANZ
Public and private sectors are responding to the economic downturn and the impact it is having on wage growth.
25 Jun 2020
Support through challenges
David Lovell | Head of Contact Centres for Wealth Australia, ANZ
Accessing their superannuation was just one way Australians coped with COVID-19 and ANZ’s contact centre staff were there to listen and help customers.
24 Jun 2020
Sometimes - history needs a push
Andrew Cornell | Managing Editor, bluenotes
COVID-19 has inflicted revolutionary change at a pace and scale to rival the political upheavals of the 20th century.
23 Jun 2020
INFOGRAPHIC: a snip off the old block
Melissa Currie | Creative Content Producer, bluenotes
Across Australia, data shows DIY is on the go with COVID-19 – even when it comes to haircuts.
23 Jun 2020
Ten years in 10 weeks, all change
Gerard Florian | Group Executive Technology, ANZ
The world has seen enormous levels of change in the last few weeks. What aspects are sticking in the minds of company executives?
22 Jun 2020
Whelan: how big business fought off COVID-19
Mark Whelan | Group Executive Institutional, ANZ
Big businesses learned from past crises to help brace against COVID-19 impacts, says ANZ Head of Institutional.
18 Jun 2020
Globalisation goes back to the future
Alan Mitchell | Columnist, bluenotes
The COVID-19 pandemic is a major threat to the globalisation of trade and supply chains but barriers are not what the economy needs right now.
17 Jun 2020
Renting in good-faith
Virginia Briggs | Managing Partner - Infrastructure, Construction & Property, MinterEllison
Landlords and tenants are navigating both the impacts of COVID-19 and the complexities of government relief.
15 Jun 2020
Innovation a business challenger, game changer
Jenefer Stewart | General Manager Business Banking, ANZ
Difficult times like the COVID-19 pandemic force businesses to adapt to stay relevant and viable.
09 Jun 2020
ANZ Board Minutes: balancing health, economic responses
Andrew Cornell | Managing Editor, bluenotes
Jane Halton reflects on her involvement in the response to the COVID-19 pandemic and her understanding of the economic consequences.
04 Jun 2020
Kiwis kicking COVID-19 into touch; hard yards to come
Sharon Zollner | Chief Economist New Zealand, ANZ
New Zealand may be nearly clear of COVID-19 but the economy still has a long way to go until it returns to full health.
04 Jun 2020
LONGREAD: understanding repayment deferrals
Andrew Cornell | Managing Editor, bluenotes
ANZ’s Aus banking head details how the bank is helping customers now while preparing them for once the pandemic has passed.
02 Jun 2020
COVID-19: less interesting than the weather
Hayden Dimes & David Plank | Economist & Head of Australian Economics, ANZ
As infection rates and movement restrictions ease, Australians show they're ready to return to normal.
29 May 2020
Risking it to support the economy
Nicola Greenberg & Kerensa Sneyd | Senior Associate & Managing Associate, Allens
Banks have a critical role in supporting the economy through this pandemic. But considerable risk is involved.
28 May 2020
Gonski: preparing for ‘COVID-normal’
David Gonski AC | Chairman at ANZ
ANZ Chairman outlines the bank’s ongoing response to the COVID-19 pandemic and the impact it made on half-year earnings.
27 May 2020
Valuing human life adds value to the economy
Andrew Cornell | Managing Editor, bluenotes
As the re-opening of some societies begins, balancing the value of human life vs cost to the economy has come to a head.
20 May 2020
Charting an easing of restrictions
Adelaide Timbrell & David Plank | Economist & Head of Aus Economics, ANZ
As some states return to a new form of normal, spending data show the initial excitement of freedom has wavered a little.
13 May 2020
Post COVID-19: recovery but not as we know it
Andrew Cornell | Managing Editor, bluenotes
Many lessons will be born out of the COVID-19 pandemic. Which will endure in the long-term?
07 May 2020
Economic governance in a crisis
Alan Mitchell | Columnist, bluenotes
The focus must be on the economic policies needed to stimulate growth post-crisis.
06 May 2020
Off the beaten path to track sentiment via Google searches, foot traffic
Hayden Dimes & David Plank | Economist & Head of Australian Economics, ANZ
Alternative data can provide insights into how Australians are feeling about the economy.
01 May 2020
Working remotely: ANZ’s network affect
Gerard Florian | Group Executive Technology, ANZ
Companies around the world – including ANZ – had to rapidly adapt both physically and technologically to respond to COVID-19.
29 Apr 2020
Cyber crims target COVID-19 fact-finding
Simon Ezard | Principal Consultant, Verizon Threat Research Advisory Centre
While most people look out for each other in times of need, others take advantage of fears for profit.
28 Apr 2020
Young Aussies lose out in COVID-19
Catherine Birch | Senior Economist, ANZ
Young Australians will be impacted more both immediately and in the long-term by pandemic fallout.
24 Apr 2020
IN PICTURES: Aus spending declines
Adelaide Timbrell & David Plank | Economist & Head of Aus Economics, ANZ
ANZ-observed retail spending has dipped to the lowest year-on-year result since the bushfire season.
22 Apr 2020
Dirty money goes digital
Andrew Cornell | Managing Editor, bluenotes
People are turning to contactless payments to avoid touching cash or payments terminals. This trend might exist in a post-COVID-19 world.
21 Apr 2020
Agri commodities: uncharted water
Madeleine Swan, Alanna Barrett & Michael Whitehead | Associate Directors Agribusiness Research & Director Client Insights, ANZ
Australia’s agriculture industry is bracing for the impact of COVID-19. So far, the farming business has been comparatively resilient.
20 Apr 2020
Women at the frontline (and the rear) of COVID-19
Cherelle Murphy & Bansi Madhavani | Senior Economist & Economist, ANZ
Women are being left behind in key decisions for COVID-19 even though they are at the frontline of the economic shock.
19 Apr 2020
Gonski: keeping an open mind in crisis
Andrew Cornell | Managing Editor, bluenotes
ANZ Chairman says the board is balancing the needs of all stakeholders – including shareholders – in responding to COVID-19.
14 Apr 2020
Social spending drops in isolation
Adelaide Timbrell & David Plank | Economist & Head of Aus Economics, ANZ
Stay-at-home Australians are changing their spending habits to match lockdown activities.
09 Apr 2020
History lessons for an unprecedented crisis
Mark Hand | Group Executive Australia Retail and Commercial Banking, ANZ
Drawing on over three decades of experience, ANZ’s Mark Hand looks back on what ANZ has learnt from previous crises.
08 Apr 2020
The world has changed, business fundamentals haven’t
Andrew Cornell | Managing Editor, bluenotes
Business growth expert Dr Jana Matthews talks through what is needed for SMEs to survive COVID-19 and thrive on the other side.
06 Apr 2020
Waking up to a different world
David Plank | Head of Australian Economics at ANZ
As Australians stay home to flatten the curve of COVID-19 infection, the federal government is trying to flatten the curve of economic shock.
02 Apr 2020
Businesses benefitting people and planet
Andrew Davies | CEO, B Lab
Consumers are demanding businesses focus on more than just financial returns.
01 Apr 2020
Aus retail: stockpiling peaks
Adelaide Timbrell & David Plank | Economist & Head of Aus Economics, ANZ
Spending on groceries, puzzles and work-from-home technologies peak as Australians stay home to flatten the curve.
01 Apr 2020
Cyberattack fears delay digitalisation
John O'Mahoney | Partner, Deloitte Access Economics Australia
APAC could miss out on hundreds of billions of dollars in growth over the next decade if countries don’t move on digitalisation plans.
30 Mar 2020
Q&A: Elliott on balancing the intensive care with recovery
Andrew Cornell | Managing Editor, bluenotes
ANZ CEO talks through the challenges facing the economy while balancing an acute response to the COVID-19 crisis with longer term rebuilding.
17 Mar 2020
Elliott: ANZ prepared for crisis, essential banking a priority
Andrew Cornell | Managing Editor, bluenotes
ANZ CEO says bank is in good shape to support customers and staff through the pandemic with long term shareholder interests in mind.
17 Mar 2020
Avoiding ethical blindness
Dr Simon Longstaff | Executive Director, The Ethics Centre
Businesses must keep conduct risk front of mind in all aspects of decision making.
11 Mar 2020
New work: transforming from within
Kathryn van der Merwe | Group Executive – Talent & Culture, ANZ
As businesses lean in to transformation, departments like human resources must adapt too.
08 Mar 2020
IWD2020: each for equal
Jemma Wight | Production Editor, bluenotes
This International Women’s Day, take a look at the women helping shape a more diverse future.
06 Mar 2020
Uncertainty in an era of disrupted trade
Khalil Hegarty, Kristen Bondietti & Jon Berry | Directors, ITS Global
The US-China trade war and coronavirus have disrupted trade more than any other events in recent history. Can businesses continue to prosper?
05 Mar 2020
IWD2020: equal economic ecosystems
Richard Yetsenga | Chief Economist, ANZ
If economic policy is designed with men in mind, no wonder women feel left behind.
28 Feb 2020
The customer’s right to innovation
Emma Gray | Group Executive - Data & Automation, ANZ
Can Australia have a leading position in a future digital economy? Customer experience and privacy must be paramount.
27 Feb 2020
Sustaining momentum on sustainable finance
Katharine Tapley | Head of Sustainable Finance Solutions, ANZ
Sustainable finance hit record high levels in 2019. Can this be sustained – and grow even further – in 2020?
26 Feb 2020
Banking’s next decade: change is the new normal
Andrew Gilder | Asia-Pacific Banking and Capital Markets Leader, EY
Fintechs and bigtechs are continuing to take on market share from incumbent banks. Now isn’t the time for banks to sit still.
19 Feb 2020
Diversity delivers dividends
Andrew Cornell | Managing Editor, bluenotes
Environmental, social and governance (ESG) has moved beyond nice to have to shareholder priority.
11 Feb 2020
Cyber risks at home: bad for business
Paul Burrow & Catherine Wise | Senior Cyber Security Behaviour Managers, ANZ
As the line between workplace and home continues blurs, cyber risk for organisations spreads outside the office.
05 Feb 2020
Banks and payments: take your pick
Andrew Cornell | Managing Editor, bluenotes
Incumbent banks and new players keep coming up with even more ways to pay – but is it musical chairs or deckchairs on the Titanic?
03 Feb 2020
George: Wealth simplification to help customers
Andrew Cornell | Managing Editor, bluenotes
ANZ Deputy CEO says the bank will work with partner companies to offer high quality wealth solutions to customers.
02 Dec 2019
ANZ Board Minutes: banks on the production line
Andrew Cornell | Managing Editor, bluenotes
Graeme Liebelt believes the financial services have a lot to learn from manufacturing. And it’s time to get back to basics.
28 Nov 2019
Aus agri: the path to $A100 billion - part 2
Mark Bennett & Madeleine Swan | Head of Agribusiness & Associate Director Agri Research, ANZ
New capital and a focus on export risk underpin the likelihood for Australia’s agri industry to reach $A100 billion by 2030.
25 Nov 2019
Aus healthcare: in the waiting room
Glen Fisher | Associate Director for Health, ANZ
Australia’s healthcare sector is expanding to meet demand driving investment opportunities in healthcare real estate assets.
21 Nov 2019
Aus agri: the path to $A100 billion - part 1
Mark Bennett & Madeleine Swan | Head of Agribusiness & Associate Director Agri Research, ANZ
Will Australia’s agri industry reach its ambitious target of $A100 billion by 2030? Delve into the details in this two-part series.
13 Nov 2019
2019 bank profits: challenging, backwards, turbulent
Andrew Cornell | Managing Editor, bluenotes
The major Australian banks have reported their full-year results. The outcomes were grim, the future a challenge.
01 Nov 2019
ANZ Board Minutes: creating a nuanced focus
Andrew Cornell | Managing Editor, bluenotes
Paula Dwyer discusses challenges in a post-Royal Commission environment and the need for more women in corporate Australia.
17 Oct 2019
US-China trade: a temporary truce
Tony Walker | Author and Political Analyst
An agreement may be in sight in the long-running US-China trade war. But history warns us of mirages.
16 Oct 2019
The umpires decide on climate change
Andrew Cornell | Managing Editor, bluenotes
Whatever the position on climate science, change is coming and customers and regulators are calling for it.
11 Oct 2019
ANZ Board Minutes: is the golden era of banking over?
Andrew Cornell | Managing Editor, bluenotes
Ilana Atlas says this era of financial services – and corporate life – demands pace and flexibility.
07 Oct 2019
South Australia: the state making a statement
Steve Radeski & Cherelle Murphy | State Agribusiness Manager, SA & Senior Economist, ANZ
Australia’s driest state has endured ups and downs but the agri industry and broader economy are heading north.
26 Sep 2019
Speaking up for culture
Clare Molan | Whistleblower Program Lead, ANZ
New whistleblower legislation will deliver value to both organisations and their wider communities.
25 Sep 2019
Government and CEOs: a complex two-step
Tim Nelson | CEO, Korn Ferry Australasia
The relationship between businesses and government is complicated but, if done right, can have benefits for all.
24 Sep 2019
Climate change: shifting the economy
Richard Yetsenga | Chief Economist, ANZ
The impact of climate change on global economies is reaching boiling point.
23 Sep 2019
Auditing culture to do better
Shane Buggle | Group General Manager Internal Audit, ANZ
Large organisations have complex cultures. Deeper understanding helps identify where change is needed.
23 Sep 2019
SIBOS19: full coverage
bluenotes shines a spotlight on the biggest trends dominating the banking and technology industries now and in the future.
21 Sep 2019
SIBOS19: machine learning - homines in machina
Arun Kayal & Shane White | AD Institutional Communications & Institutional Content Manager, ANZ
Machine learning isn’t all robotic – people need to be involved too. The lessons will change the game for banks and their customers.
20 Sep 2019
SIBOS19: fin meets tech meets fintech meets techfin
Arun Kayal | Associate Director Communications, ANZ Institutional
There’s a good reason why banking and technology experts have been turning up to Sibos for over 40 years.
19 Sep 2019
Empire rising: the West’s fear of China
Kishore Mahbubani | Professor at the National University of Singapore
Is a subconscious – or conscious – fear of the “other” fanning the flames of US-China tensions?
18 Sep 2019
SIBOS19: banking on a history of adaptation
Mark Evans | Managing Director Transaction Banking, ANZ
Banks don’t look - or function - the way they did a century ago. And they won’t be the same in the next century. Or the next decade…
17 Sep 2019
SIBOS19: businesses grow on Lygon
Adam Grant | Head of Trade & Supply Chain, ANZ
Distributed ledgers, long an answer without a question, are now being used to solve real problems for both businesses and customers.
17 Sep 2019
Illegal wildlife trafficking: why banks matter
Steve Cumber & Kim Downs | Financial Crime Advisory Lead & Fraud and ABAC Lead, ANZ
Illegal wildlife trafficking is wiping out threatened species, damaging habitats and communities.
16 Sep 2019
Private schools: to have and have not
Tim Suffield | Director Client Insights & Solutions, ANZ Institutional
Not all private schools are alike. Some are increasingly doing it tough as emerging forces pull the sector in different directions.
13 Sep 2019
The social net-worth: engrossed or engaged?
Ryan Crocker & Richard Cartmell | Social Business Development Manager & Community Manager, ANZ
Workplaces are getting more and more social online, whether people ‘like’ it or not.
12 Sep 2019
The future of Japanese tōshi in Australia
David Jacobs | CEO, Australia Japan Business Co-operation Committee
Mature Japanese investors are looking Down Under for opportunities to grow their sales network and gain know-how.
11 Sep 2019
China: diagnosing healthcare challenges
Felix Sekulla | State Director Health Queensland, Commercial Banking, ANZ
China has a massive population and rudimentary healthcare system. One tech company is using artificial intelligence to combat rising healthcare challenges like cancer and other diseases.
10 Sep 2019
ANZ Board Minutes: from the farm to the bank
Andrew Cornell | Managing Editor, bluenotes
John Macfarlane has run banks, farms, shopping centres – what’s the link?
10 Sep 2019
SIBOS19: fintech takes one for the team
Shane White | Content Manager - Institutional, ANZ
The banking industry can thank fintechs for helping them refocus on the customer, say three ANZ experts.
09 Sep 2019
Australia’s economy: boom or bust?
Alan Mitchell | Columnist, bluenotes
According to the headlines, Australia’s economy is despairing. But is it all as bad as it seems?
06 Sep 2019
Brexit: deal or no deal for Australia?
Tony Walker | Author and Political Analyst
Australia’s ability to trade with the UK in a post-Brexit environment may not be as easy as advertised.
05 Sep 2019
SIBOS19: defending against trade-based money laundering
Arun Kayal | Associate Director Communications, ANZ Institutional
A shift in mindset by the financial services industry is needed to prevent trade-based financial crimes, says two ANZ experts.
03 Sep 2019
Changing the paradigm of pay
Mark Phillips | Partner, Ernst & Young Australia
The role of reward - traditionally fixed salary and bonuses - is changing in Australia and globally.
02 Sep 2019
Responsible investing is value investing
Mathew Browning | CEO, U Ethical
All companies, both big and small, must be properly recording and reporting the benefits and risks of their investments.
29 Aug 2019
Lowering the intensity on carbon
Andrew Cornell | Managing Editor, bluenotes
ANZ is cutting its own carbon emissions but more significantly is supporting customers to lower emissions more broadly.
22 Aug 2019
Gonski: our self-assessment and what we are doing
David Gonski AC | Chairman at ANZ
ANZ Chairman outlines actions the bank is taking to address issues raised by APRA self-assessment.
15 Aug 2019
Simple solutions to new problems
Kelsey Hightower | Staff Developer Advocate at Google Cloud Platform
Leaders must keep employees focused on customer problems and sharing their expertise, according to Google expert.
14 Aug 2019
Wanna buy a bridge? Too late, scammers have moved on…
Warren Brown and Dylan Ryan | Manager of Financial Crime Oversight and Fraud Risk Lead, ANZ
Forget Nigerian fortunes or Florida real estate - scammers now run highly sophisticated operations which weasel their way into everyday business without anyone noticing.
13 Aug 2019
Global trade: the war clouds darken
Tony Walker | Author and Political Analyst
Trade-offs look increasingly unlikely in the Trump-Xi trade war and economic rations are looking bleaker.
09 Aug 2019
Chopping down the bamboo ceiling
Julie Chai | Founder & CEO, The Asian Leadership Project
Despite recent tailwinds encouraging change, Asian-Australians still face many barriers in the professional arena.
08 Aug 2019
Action must meet opportunity in Asia
Isaac Rankin | Managing Director Commercial and Private Banking, ANZ
Although not always easy, major benefits exist for businesses which expand into Asia.
07 Aug 2019
The global financial crisis: still going strong
Andrew Cornell | Managing Editor, bluenotes
Competition and innovation need to be weighted carefully in the aftermath, and forefront, of a crisis.
06 Aug 2019
Job ads and vacancies: parting company
Catherine Birch | Senior Economist, ANZ
A puzzle is emerging in labour market data as job advertisements and vacancies, traditionally linked, have diverged.
24 Jul 2019
Robocops on the cyber beat
Andrew Cornell | Managing Editor, bluenotes
As companies’ defence against cybercrime become more sophisticated, so too does the perpetrators of the crime.
22 Jul 2019
The secret life of data
Shane White | Content Manager - Institutional, ANZ
Deeper analysis of data can help businesses better understand their customers’ buying behaviours.
19 Jul 2019
Burning the candle at both ends
Tracy Middleton | Contributing Writer, Work Life by Atlassian
Job burnout is a growing epidemic - particularly in tech. Employers need to act to put out the flame.
16 Jul 2019
Bots are listening to your CEO’s conference call
Simon Jemison | Corporate Communications Consultant, SJ Advisory Australia
Quantamental technologies and natural language processing – investor calls are no longer just upbeat or downbeat.
04 Jul 2019
Fake friends: Trump and Xi
Tony Walker | Author and Political Analyst
The relationship between the US and China is still in murky water following the G20 Summit.
28 Jun 2019
Fair dinkum bionic banking
Sam Stewart & Jane Danziger | Global Head of Retail Banking & Head of GAMMA and Marketing, Sales & Pricing Practice at BCG
Satisfaction, trust and personalisation are just some of the customer expectations large institutions must provide to win in the future.
05 Jun 2019
More than just apples in Apple Isle agriculture
Alanna Barrett | Associate Director Agribusiness Research, ANZ
There are fewer, larger - yet stronger Aussie farms - what does this mean for communities and for the small island state of Tasmania?
04 Jun 2019
Tasmania: the southern state’s heading north
Cherelle Murphy | Senior Economist, ANZ
Tasmanians are enjoying robust economic conditions but housing and employment remain a concern according to ANZ Research.
03 Jun 2019
Long-term sustainability is taking off
Bronwyn Corbet | Executive Director Sustainable Finance, ANZ
Australia’s first sustainability linked loan helped Adelaide Airport manage their environmental impact.
23 May 2019
Making the transition to net-zero carbon emissions
Mark Whelan | Group Executive Institutional, ANZ
ANZ is working with customers to drive a low-carbon economy, says Insto Head.
21 May 2019
Australia’s place on the Asian menu
Staff writer | Institutional, ANZ
Australian agri exports to Asia are benefitted by geographical proximity and strong demand.
20 May 2019
Emissions busted
Kylie Swaine & Cosi De Angelis | Asset Finance Manager & GM, Transaction Banking & Asset Finance Solutions, ANZ
To combat rising carbon emissions, one transport company is harnessing new hybrid electric technology.
17 May 2019
Absence makes the team grow stronger
Dominic Price | Work Futurist at Atlassian
A culture of presenteeism can sometimes hold people back from working remotely which could be bad for business.
15 May 2019
Robots don’t like ESG
Andrew Cornell | Managing Editor, bluenotes
Environmental, social and governance reporting may extend beyond the normal reporting criteria but it is highly important.
06 May 2019
China-Australia trade: knitted together
Mark Bennett | Head of Aus Agribusiness, ANZ
Australia’s high-quality sheep and wool production is being bolstered by strong demand from Chinese markets.
03 May 2019
Instant help for SMEs to kit up
Guy Mendelson | Portfolio Lead - Business Owners, ANZ
New legislation will provide a helping hand to SMEs wanting to upgrade equipment or tools.
11 Apr 2019
The Pacific: an arc of opportunity
Tessa Price | Regional Executive - Pacific Islands, ANZ
Renewed trade flows and digital innovation are opening up the relationship between the Pacific and Australia.
09 Apr 2019
NZ-China macro-economy: value-adding
Raymond Yeung | Chief Economist Greater China, ANZ
Major structural reforms in China may lead to agri and trade opportunities for New Zealand.
08 Apr 2019
A leaner, sharper & more agile institutional bank
Mark Whelan | Group Executive Institutional, ANZ
ANZ’s Whelan on the rebuilding of ANZ Institutional and the emerging opportunities for a fit-for-purpose business.
05 Apr 2019
Australia-Japan: the new wave of Japanese investment
Ian Williams | Partner, Herbert Smith Freehills
Japan’s direct investment into Australia has increased markedly over the last decade.
04 Apr 2019
Spending: vowels not the only difference between Aussies & Kiwis
Mike Ebstein | Director, MWE Consulting
Consumer confidence in NZ has outshone Australia for over a decade and it shows up in their spending. Will this trend continue?
29 Mar 2019
Cultural challenge: legacy thinking
Mark Evans | Managing Director Transaction Banking, ANZ
Outdated attitudes are as big a challenge to businesses as outdated technology.
26 Mar 2019
Australian sheep: shear opportunities ahead
Mark Bennett | Head of Aus Agribusiness, ANZ
Seasonal conditions may have been tough for Australian sheep farmers but it’s a much better season for prices.
25 Mar 2019
Atlassian: why we don’t like watermelons
Alicia Aitken | Head of Investment Management for Strategic Projects, ANZ
Atlassian’s resident Work Futurist explains how OKRs – objectives and key results - can empower autonomous workforces.
22 Mar 2019
The invisible cost of nature
Shane White | Content Manager - Institutional, ANZ
Companies must change or lose trillions of dollars to unsustainability risks, experts suggest.
20 Mar 2019
Why the world wants more regulation. And what it means
Andrew Cornell | Managing Editor, bluenotes
There are a multitude of reasons why momentum is shifting towards more rules and regulations.
19 Mar 2019
Leaders must be the custodians of culture
Alexis George | Deputy Chief Executive Officer & Group Executive Wealth Australia, ANZ
Improving culture will build a better nation, says former Australian of the Year David Morrison.
15 Mar 2019
Millennials: keeping time on their side
Zoe Fielding | Freelance journalist
Yes, there are unique challenges - and advantages - for the youngest working generation.
08 Mar 2019
IWD2019 full coverage: balancing for better
Jemma Wight | Production Editor, bluenotes
For IWD2019, we want to help shed light on some of the challenges faced by women as we all try to balance for better.
08 Mar 2019
IWD2019: the women behind Japan’s real “womenomics”
Melanie Brock | Consultant
Stereotypes of Japanese women are outdated and unhelpful; one project is helping celebrate their achievements.
08 Mar 2019
IWD2019: women in tech - founders to fighters
Maryann Jamieson | Domain Lead, Business Automation & Integration, ANZ
Where would the tech industry be today if women were present over the last decade?
08 Mar 2019
IWD2019: the benefits of difference
Richard Yetsenga | Chief Economist, ANZ
Diversity is good for the economy (although diversity in economics is still lacking).
04 Mar 2019
INFOGRAPHIC: demystifying securitisation
Melissa Currie | Creative Content Producer, bluenotes
Securitisation has been blamed for financial market failure. The truth is less exciting but worth understanding.
27 Feb 2019
Non-banks: looking like banks, acting like banks, regulated like banks
Andrew Cornell | Managing Editor, bluenotes
As challenger banks promise to be better than the banks, can they avoid becoming banks themselves?
20 Feb 2019
NZ wine: full bodied and aging well
Briar McCormack | New Zealand editor
NZ’s wine industry continues to perform well on the back of profitability for wineries of all sizes.
19 Feb 2019
IWD2019: cyber experts and the talent gap
Lynwen Connick | CISO, ANZ
With the cyber security industry facing a talent shortage, a new school program hopes to inspire future experts.
06 Feb 2019
The long arm of data policing
Owen McMahon | GDPR Program Director, Enterprise Data Governance, ANZ
On privacy, the global regulatory landscape is not standing still.
31 Jan 2019
PODCAST: banking technology’s on Cloud 9
Gerard Florian | Group Executive Technology, ANZ
The cloud, open banking and blockchain technologies will certainly play a role in the future of banking.
30 Jan 2019
Purpose or profit? Or purpose and profit?
Andrew Cornell | Managing Editor, bluenotes
Successful organisations must do more than just make money – and they need to do it if they want to keep making money.
23 Jan 2019
The future of farming is big - literally
Mark Bennett | Head of Aus Agribusiness, ANZ
The size and shape of Australia’s farms is changing rapidly at a time when competition is ramping up. A new report offers a glimpse of the future.
22 Jan 2019
PODCAST: AI, the cloud and the future of skills
Gerard Florian | Group Executive Technology, ANZ
As technology continues to advance, organisations must ensure their environments and employees are able to keep up.
21 Jan 2019
GBA: more than the next Silicon Valley
Philomena Leung & Luke Hurst | Professor of Accounting & Governance, Macquarie University & Director of Research & Information, Asialink
The complexities of the GBA project are huge; the benefits could be even greater.
16 Jan 2019
Goat entrails and banks
Andrew Cornell | Managing Editor, bluenotes
What’s to come in 2019 for the banking and financial services sector?
15 Jan 2019
New year, new outlook
Richard Yetsenga | Chief Economist, ANZ
2019 is shaping up to be a less stressful year than 2018 for global markets, says ANZ Research.
09 Jan 2019
Biz must just get on with the climate opportunity
Paul Orton | Head - Project & Export Finance, Institutional Banking at ANZ
Forget about the politics, ex-BoE director says – just get on with business in a world of climate change.
08 Jan 2019
Carnegie: innovation, not just private
Maile Carnegie | Group Executive - Australia Retail, ANZ
The public service plays a pivotal role in driving the national innovation ecosystem, says ANZ’s Group Exec – Digital.
08 Jan 2019
More than robotaxis: the tech revolution and productivity
Richard Yetsenga | Chief Economist, ANZ
We still don’t have an answer to a fundamental question: what will the tech revoluti