02 Feb 2023
Andrew Cornell
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Managing Editor, bluenotes
AI, web3, DeFi, Big Tech, fintech, Metaverse, private capital, the forces arrayed against traditional banking continue to mass.
02 Nov 2022
May Lam & Malia Forner
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EY Oceania fintech leader & EY Asia-Pacific payments leader, EY Oceania start-up & entrepreneurship leader
Australia’s fintech sector continues to grow strongly but issues remain around funding and skills shortages.
13 Oct 2022
Andrew Cornell
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Managing Editor, bluenotes
The Innovation brought by new De-Fi technology has regulators on edge. The must balance innovation and crisis.
02 Sep 2022
Somayeh Shiri
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Data Scientist, ANZ Institutional
While many question the value of social media, a new tool using Tweets may help forecast movements in the Australian dollar.
19 May 2022
Ron Spector
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Managing Director of 1835i
ANZ’s external innovation and venture capital partner 1835i is building a portfolio of businesses that align with the bank’s strategic purpose.
23 Jun 2021
Andrew Cornell
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Managing Editor, bluenotes
Stock valuations are up and interest rates are down. So is the fintech market going to stay this frothy forever? Or is it frothy at all?
24 Mar 2021
Andrew Cornell
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Managing Editor, bluenotes
The crypto bonanza continues. Tweets are now non-fungible works of art. But one piece of the digital landscape is more than hype: blockchain.
22 Mar 2021
Steve Worthington
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Professor at Swinburne University
So-called "neo-banks" may aspire to take market share from the incumbents but will they ever get passed being “too small to save”?
10 Feb 2021
Andrew Cornell
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Managing Editor, bluenotes
The past year has seen upheaval in the financial services industry. But – so far - it hasn’t been the traditional banks bearing the brunt.
27 Oct 2020
Meredith Angwin
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Financial Services Partner & Fintech Advisor, EY
While 2020 has been a challenging year on many fronts, fintech founders are generally still feeling optimistic about the future of the local sector.
31 Jul 2019
Luke Deer
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Independent Researcher & Finance Tutor, University of Sydney Business School
Australia should look to China for future innovations in the fintech and payments sector.
10 Jul 2019
Andrew Cornell
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Managing Editor, bluenotes
Central banks have been in watch-and-wait mode on cryptocurrencies for a while but now they are beginning to move.
26 Jun 2019
Andrew Cornell
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Managing Editor, bluenotes
Facebook has launched its own currency - Libra - we foretell doubters and challenging times ahead.
20 Jun 2019
James Lloyd
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EY FinTech Leader for Asia-Pacific
Global fintech adoption is continuing to accelerate as the sector matures and spreads across new products and services.
30 May 2019
Liz Maguire
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Head of Digital Channels & Transactions New Zealand, ANZ
Open banking is gathering traction in New Zealand where adoption has a distinctly Kiwi style.
29 May 2019
Andrew Cornell
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Managing Editor, bluenotes
Although bitcoin is on a bull run back into the mainstream, questions of legitimacy still remain.
13 Mar 2019
Leilah Schubert
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Senior Media and Public Relations Advisor, UTS Business School
Researchers from Australia and South Korea have come together to discuss the challenges and opportunities of fostering fintech.
29 Aug 2018
Andrew Cornell
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Managing Editor, bluenotes
Disruption is on the horizon and banks can’t avoid it but that doesn’t mean they’re doomed.
28 Aug 2018
Carina Parisella
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Innovation & Diversity Editor, bluenotes
Are banks still necessary? A panel of banking and fintech experts debate the pros and cons of the financial services industry.
18 Jul 2018
Andrew Cornell
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Managing Editor, bluenotes
Fintech is trying to reach the summit but will face the same issues as the incumbents once (or even if) it gets there.
06 Jun 2018
Donna Webster
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Director of Capability Development, Asialink Business
The digital economy is transforming every aspect of social and business life in ASEAN regions.
12 Jan 2018
Christian Venter
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GM Digital Technology, ANZ
We’ve updated our longform explainer taking you through the ins and outs of something not many people fully understand.
29 Aug 2017
Kevin Nixon & James Nunn-Price
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Partners, risk advisory at Deloitte
Regulators are increasingly concerned about the impact of cyberattacks on the financial services sector.
02 Aug 2017
Andrew Cornell
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Managing Editor, bluenotes
For some, the fintech boom never subsided - but it’s clear its momentum and nature have shifted.
17 Jul 2017
James Lloyd
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EY FinTech Leader for Asia-Pacific
More consumers are using fintech products than ever before with China a clear global leader.
11 Jul 2017
Hari Janakiraman, Rodolf Salem & Chris T’en
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A cross-industry initiative shows blockchain can cut costs and improve security in bank guarantees in commercial property leasing and beyond.
22 May 2017
Jeff Kerr-Bell
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bluenotes contributing editor
The landscape for financial services has changed but not everything is black and white.
10 Apr 2017
Jane Grace
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NZ Content Manager, ANZ
Businesses use digital technology to provide a faster and more-convenient service for their customers. And if they don’t, there is a whole breed of competitor who will do it for them.
06 Apr 2017
Tareq Muhmood
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CEO Korea & Managing Director Global Subsidiaries, ANZ
I was intrigued by BlueNotes columnist Andrew Cornell’s recent article All aboard fintech’s Trojan horse which highlighted a KPMG report showing the value of Fintech investment in 2016 was well down on 2015.
14 Mar 2017
Andrew Cornell
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Managing Editor, bluenotes
The US Federal Reserve has raised interest rates as expected but all eyes are on the future as a slightly disappointed market reflects on what happens next.
07 Feb 2017
Derek Corcoran
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Chief Experience Officer, Avoka
In 2017 the banking industry will inevitably continue on the path of digital transformation it has been – and accelerated – on over the past few years.
15 Dec 2016
Shiro Armstrong
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Editor, East Asia Forum
Internet finance may be a new development in China but its impact is now everywhere.
30 Nov 2016
Andrew Cornell
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Managing Editor, bluenotes
In the decades since payment cards entered commerce alongside cash their promoters have struggled to convince a significant minority of merchants the benefits of non-cash payments outweigh the costs.
30 Nov 2016
Cosi De Angelis
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GM Transaction Banking & Asset Finance Solutions, ANZ
Looking back over the last two decades of Australian banking, one of the most profound disruptions was the entrance of mortgage originators and brokers to the residential mortgage market.
29 Nov 2016
Shane White
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Content Manager - Institutional, ANZ
Like shoulder pads, undercuts and cargo pants the humble cheque is out of fashion in Australia and falling well out of use. Indeed, new research shows Australians have abandoned the use of cheques and the pace of desertion is increasing.
22 Nov 2016
Victoria Kanevsky
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Contributing editor, BlueNotes
Senior system analysts Sue Nicholas and Karen Oakley have racked up eight decades of experience in bank technology. They have seen it all before.
22 Nov 2016
Liz Maguire
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Head of Digital Channels & Transactions New Zealand, ANZ
Someone asked me the other day whether millennial customers are driving ANZ’s new digital product design.
16 Aug 2016
Tareq Muhmood
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CEO Korea & Managing Director Global Subsidiaries, ANZ
I often hear about the fourth industrial revolution, the one in which digital, fintech and other disruptive innovations are creating a moment akin to when horse and carriage companies had to adjust to the launch of the motor car.
11 Jul 2016
Mike Ebstein
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Director, MWE Consulting
Dairy farmers may well be bemoaning low milk prices but New Zealand consumers overall do not appear to be letting too much get in the way of increasing their use of credit and charge cards.
08 Jul 2016
Steve Worthington
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Professor at Swinburne University
The launch of Atom Bank in the United Kingdom in 2016 as a new mobile bank regulated by the Bank of England (BoE) heralded the onslaught of a variety of mobile-only banks in that country.
15 Jun 2016
Andrew Cornell
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Managing Editor, bluenotes
There was a resurgence of activity in the financial technology (fintech) universe in the first quarter of the year after signs of potential rapid deflation at the end of 2015.
03 Jun 2016
Eamon Veaney
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Senior Vice President & Web Coordinator, ANZ Retired Officers Club
Not all bank technology is cutting edge. While banks actively pursue fintech, cloud solutions and core rebuilds, some financial services technology dates back to when the Concorde took its maiden flight. And some of that bank tech is still in the air.
30 May 2016
Andrew Cornell
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Managing Editor, bluenotes
That ratings agencies like Standard & Poor’s build an ‘implicit government guarantee’ into their ratings of the major Australian banks is not a surprise. It’s long been the case.
24 May 2016
Andrew Cornell
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Managing Editor, bluenotes
If you want to know why only one in 50 fathers take up paid parental leave, listen in on the conversations they have with their male colleagues and bosses.
20 May 2016
Wee Teck Loo
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Author, Euromonitor International
Sales of wearable electronics are projected to exceed 300 million units in 2020. Since Apple launched its Apple Watch in 2015, the wearable electronics market has become one of the hottest in electronics. Fashion groups are jostling for untapped sources of growth.
17 May 2016
Andrew Cornell
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Managing Editor, bluenotes
Whether it’s a bubble or not, the investment binge into financial services start-ups and financial technology companies (fintech) has long looked unsustainable. There are too many opportunities swimming in an evaporating pool of investment capital.
13 May 2016
Richard Haigh
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Former Head of Australia Payments and Cash Management Products, ANZ
Imagine being able to make real-time data rich payments easily and quickly, any time, any place. This is the future with NPP in Australia.
06 May 2016
Christian Venter
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GM Digital Technology, ANZ
There is a great quote from the start of the movie The Big Short by Ryan Gosling’s character Jarred Vennett. He says when the economy collapsed during the financial crisis, “none of the experts or leaders or talking heads had a clue it was coming. I’m guessing most of you still don’t really know what happened”.
02 May 2016
Andrew Cornell
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Managing Editor, bluenotes
ANZ’s announcement of a long-awaited joint venture with Apple to offer Apple Pay, and one for Android Pay looming, brings the relationship between established banks and financial technology companies – fintechs – to the fore.
26 Apr 2016
Juliet Bourke
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Partner, Deloitte
Sometimes you don’t even know you hold a stereotype until it is right in your face.
22 Mar 2016
Andrew Cornell
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Managing Editor, bluenotes
Henry Ford, founder of the eponymous global car brand, famously dismissed market research with the observation “if I had asked people what they wanted, they would have said faster horses".
23 Feb 2016
Andrew Cornell
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Managing Editor, bluenotes
You have to move fast in modern technology: fintech is already passe. Apart from being a bubble (at least in the view of many analysts), tech savvy soothsayers and the occasional carpet bagger have already moved on to the next wave of digitally disruptive platforms, be they in agtech (agricultural technology), mining tech (smart technology for the resources industry) or regulatory technology.
16 Feb 2016
Andrew Cornell
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Managing Editor, bluenotes
Australia has the fourth-biggest pool of pension savings in the world and now a government which recognises innovation as critical to economic well-being. But the question then becomes: how can we ensure these funds are used to support Australian innovation in a way that supports both industry and super balances?
05 Feb 2016
Shayne Elliott
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Chief Executive Officer, ANZ
If you think about what banks do, it's actually really simple. We really only have two resources: great people and technology.
22 Jan 2016
Shane White
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Content Manager - Institutional, ANZ
Digital-savvy consumers in the Asia-Pacific region are more likely to adopt new financial technologies than their peers around the world but the same consumers in Australia are lagging below their Asian neighbours, a new study has found.
19 Jan 2016
Andrew Cornell
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Managing Editor, bluenotes
Even as global equity markets have plumbed depths not seen since the financial crisis, investor appetite for start-ups, particularly in the financial technology – 'fintech' – space has remained near insatiable.
16 Dec 2015
Adele Tan
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BlueNotes contributing editor
The trend to Digital financial services is undeniable but there's the dark side of dependency on systems exposed to risks and vulnerabilities. The hyper-connected nature of digital makes it easy for cybercriminals to fraudulently access information and systems.
28 Oct 2015
Carole Berndt
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Former Head of Global Transaction Banking, ANZ
SIBOS, the Swift International Banking Operations Seminar, one of the largest annual conference and networking events for the financial industry has recently wrapped in Singapore, the first time the event has been held in Asia for six years.
23 Oct 2015
Toby Heap & Ian Pollari
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Co-founder of H2 Ventures & Global co-chair of KPMG's Fintech practice
Viewing the below chart of web searches, you could be forgiven for thinking that fintech has only really emerged in the past year. But the financial services sector has been innovating with technology for centuries – so why has it got so big recently?
04 Mar 2015
Jayne Opperman
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Former General Manager Technology, ANZ
If you’ve seen The Imitation Game or know about the calculation machine (computer) used by the British during World War II to break enemy codes, you may wonder how Silicon Valley in the US is the centre for innovation and the computing industry, rather than Bletchley Park in the UK.